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Westlake Financial

Westlake Financial Overall rating: ★★☆☆☆ 1.5 based on 6 reviews.
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Online Payday Personal Consumer Loans up to $5,000

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Westlake Financial offers auto loans. This is a financial services company founded in 1988 and based in Los Angeles, CA. The services are available in 48 states (and Washington, DC).

Company name Westlake Financial
Founded 1988
Address 4751 Wilshire Blvd Ste 100 Los Angeles, CA
Phone number
(888) 739-9192
Email  Unknown (contact form available)


  • Easy online application
  • Network of over 30,000 dealerships
  • No fee for paying your loan early
  • Current and previous bankruptcies accepted
  • No minimum income needed
  • Deferment program if you’re facing financial hardship
  • No limit on vehicle age or mileage
  • One due date change allowed


  • Not a direct lender
  • A loan origination fee
  • A late payment penalty fee
  • Limited loan information available online
  • Multiple complaints and negative reviews on the BBB
  • A fee for some forms of payment

Bottom line

Westlake Financial does not provide loans directly but it could be a good option to compare auto loan options offers and find the best one.

Types of loans

Westlake Financial offers 4 auto loan options:

  • New car loans;
  • Used car loans;
  • Motorcycle loans;
  • Car loan refinancing.

Exact loan amounts, rates and terms of loans vary by lender.

Loan requirements

Westlake Financial doesn’t mention specific eligibility requirements but you will likely need to meet the following requirements at a minimum:

  • US citizen or permanent resident;
  • At least 18 years old;
  • Steady source of income.

To qualify, you may need to upload the following papers:

  • Recent pay stubs;
  • Proof of citizenship or residence permit;
  • Driver’s license.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

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Westlake Financial Reviews

Do you want to get harassing phone calls and spam emails? If you do, then Westlake Financial is the right lender for you! You can try and block their phone number but it won't work. They have called 10 times per day. So tired of it!!! Never use their services!
- Darci Wright

I don’t know why others are complaining. I’ve had financial problems in the past and they were able to give me a 3 deferrals. Customer service was ok, i never had an issue. Only sad thing is that they don’t always respond to emails. Otherwise a nice company!
- Samuel Clouse

Their rates are extremely high and the lady on the phone was very rude. I had a question but she just hang up!!! I'll never apply for a loan with Westlake Financial again!
- Jane Daily

- Judith Knight

I had a loan with Westlake Financial. I’ve worked very hard to improve my credit and have made timely payments every month, but after 3 months payment I’ve not seen a debt reduction. This is very dishonest! This is a joke. I’m very very disappointed and this lender should be ashamed of how they treat clients. Stay away from them!
- John Lujan

They are robbers! They only want take all your money. They screw up your credit. That is how they work. As soon as you sign docs with them you will became their slave.
- Ada McDougle

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