NorthWestern Financial Review

Bad Credit Loans

Bad Credit Loans (Chief LLC) Overall rating: ★★★★☆ 3.6 based on 5 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Bad Credit Loans is an online loan marketplace owned and operated by Chief LLC. The Nevada-based company serves consumers seeking personal loans not exceeding $5,000. It is not a direct lender but a referral service connecting consumers with reliable lenders across the US. As its name suggests, this company specializes in poor credit loans. .

Company name Bad Credit Loans (Chief LLC)
Founded 1998
Address 2661 N Pearl St #431 Tacoma, WA 98407
Phone number

bad credit loans site


  • Personal loans for borrowers with credit scores of 500 or less
  • The service is open 24/7
  • No fees or obligations
  • Flexible loan terms
  • No collateral required
  • Ways to improve your credit score
  • Informative website
  • Fast and helpful customer support agents
  • Quick funding after approval
  • You choose how to use the funds
  • Offers additional financial services


  • Not a direct lender
  • A lot of personal information
  • A high maximum interest rate
  • You can’t borrow more than $1,000 if your credit score is 500 or lower
  • Bad BBB rating
  • Not transparent about fees

Bottom line will match you with a variety of lenders, so you can compare different offers and choose the best one. It’s a good option if you have poor credit and need a personal loan. Besides, it’s a cheaper solution than payday loans.

Types of loans

This online platform helps borrowers obtain small unsecured personal loans with terms ranging from 3 to 36 months. The borrower does not need to provide collateral to get approved for a loan. Loans range from $500 to $5,000.

Borrowers usually take personal loans for different purposes, for example:

  • Business Loans
  • Home Loans
  • Auto Loans
  • Mortgage Loans
  • Student Loans

Lenders from the network can also provide an option for student loan refinancing.

Eligibility criteria

To qualify for a loan through, you must:

  1. Be at least 18-years old;
  2. Be a US citizen or legal resident;
  3. Have a steady stream of income (full-time employment, self-employment, social security, or disability benefits);
  4. Have a checking account in your name;
  5. Have a valid home and work phone number;
  6. Have a valid e-mail address;
  7. Have a minimum FICO score of 500.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

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Bad Credit Loans (Chief LLC) Reviews

Stay away from them! They are spammers. They will send you a massive amount of emails and will not unsubscribe you no matter how many times you ask.”
- Joseph Richards

This company didn’t approve me for anything. Don’t even waste your time if you have bad credit.
- Mark Moody

I was able to get a $1000 loan very quickly even with poor credit. So happy I found this lender and they were very professional throughout the application process.
- Eva Brown

Great experience. They offered me a really good loan offer with a decent APR. Highly recommended service!
- Michael Foti

I loved this company. The customer support rep was very friendly and helpful. I would definitely recommend Bad Credit Loans.
- Carolyn Muro

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