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Waldo Financial

Waldo Financial Overall rating: ★★★★☆ 4.2 based on 5 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Waldo Financial is a licensed payday and installment loan lender established in 1999. It is an offline service operating in Kansas City, MO. It helps take out either a payday loan up to $500 or an installment loan up to $2,000.

Company name Waldo Financial
Founded 1999
Address 8437 Wornall Road, KCMO 64114
Phone number (816) 333-6800

waldo financial website


  • A direct offline lender
  • A licensed lender
  • Payday and installment loans
  • Rich experience
  • Bad credit OK


  • Only Missouri citizens served
  • High APR and interest rates
  • Extra fees for non-repayment of the loan
waldo financial website

Bottom line

Waldo Financial was established in 1999 to help people get extra cash. It is a licensed offline direct lender serving Missouri citizens. But you may also submit an online application to get deposited. The APR for Waldo Financial payday loans is 469.29%. Once approved, pick up your cash at our convenient Kansas City office or have the money deposited into your checking/banking account the same day.

Types of loans

Waldo Financial offers payday loans (up to $500) and installment loans (up to $2,000). Check Cashing is one more service offered by this lender. They cash all sort of checks including:

  • Payroll checks;
  • Cashier checks;
  • 401 K and retirement checks;
  • Government checks;
  • Insurance drafts or checks;
  • Money orders;
  • Tax refund checks;
  • Personal checks;
  • Out-of-State checks.


  • Have a full time job or receive regular income of at least $1,500 per month;
  • Have a bank account with a traditional bank in good standing for at least 90 days;
  • Have direct deposit of your paycheck into your checking account;
  • Be a US. resident at least 18 years old.

Category: Online Loans

Tags: Missouri

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Waldo Financial Reviews

I have recommended Waldo Financial to friends who needed help, and they have always been as satisfied as me. The staff is polite! The service is customer-centric. The website is informative.
- Benjamin Matthews

This is the best place to get Payday loans in Kansas City. I have been here three or four times, and I was always treated very well. I borrowed extra $500 and repaid fast with no delays.
- Shelly Bennett

I have never had a bad experience with Waldo Financial. They always finish up no more than 15 minutes after I walk in the door. Fast, favorable, reliable.
- Gladys Hartman

Convenient cashing service! You have not waiting for too long to cash a cehck out.
- Benjamin Reynolds

They never answer to the phone calls. You have to call multiple times. The other day, the lady was rude on the phone yet the guy was a little nicer.
- Wayne Townsend

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