NorthWestern Financial Review

Viva Payday Loans

Viva Payday Loans Overall rating: ★★☆☆☆ 1.5 based on 8 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Viva Payday Loans is is a trading name of Payday Ventures Ltd. The company does not make loan or credit decisions, and is not a lender. It’s a matching service that connects borrowers to the right lenders. They offer a straightforward application process. With this service, you can access between $100 and $5,000 loans with a repayment period that ranges from 90 days to 6 months. The APR ranges between 5.99% and 35.99%.

Company name Viva Payday Loans
Founded Unknown
Address 27 Old Gloucester Street, London, England, WC1N 3AX
Phone number Unknown


  • It has an easy to navigate interface
  • Loans up to $5,000
  • Available in many states in the USA
  • Get a decision in just 2 minutes
  • Application 100% online
  • Bad credit considered
  • Deals with a huge number of lenders
  • No fees to use the search tool


  • Not a direct lender
  • The cost of your loan can become expensive depending on the state you are in when applying
  • Not available in all states
  • No guarantee that you are getting the best deal

Bottom Line

In summary, Viva Payday Loans is an excellent option when you need to quickly find a competitive loan deal. They work with all credit scores. The application process is easy and takes less than 5 minutes, and you are not obliged to accept any of the offers. You’ve got nothing to lose by reviewing the available offers in the market.

Types of loans

The service helps you find fast payday loans. These are small-sized and short-term loans that are unsecured – there is no need for a guarantee, collateral or pledge.

Loan requirements

To get approved for a payday loan with Viva Payday Loans, you must comply with the following requirements:

  1. Be over 18 years old;
  2. Receive a regular monthly income of more than $1,000;
  3. Have a permanent address;
  4. Have a valid checking or savings account with direct deposit.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

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Viva Payday Loans Reviews

Recieved loan for $500, easy process.
- Joseph Ely

I also received an email from Viva Payday Loans saying that I had applied for a loan. I've never heard of this company before!!!
- Joseph Garcia

This organization has been emailing me saying that I have applied for a loan with them. I have not applied for a loan and don't know why they are sending me emails. 100% fraud.
- Melanie Constant

Received spam from this company, no idea where they got my contact info.
- Eunice Bell

This company constantly sends spam trying to get you to take out a loan with them. I've seen not ONE positive review on the net. Beware!!!
- Stefanie Jackson

I also got an email from them saying I was approved for a loan. Total spam. Never used their services or subscribed for their email.
- Ruth Allison

BEWARE! If is a matching service why they require my routing and banking numbers? This doesn't seem safe. Now I have no idea who has access to my information.
- Victor McNeil

Stay away from them! Not a direct lender, yet they ask for bank information when you are applying!!
- Wendy Perkins

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