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UStatesLoans Overall rating: ★☆☆☆☆ 1 based on 2 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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ustatesloans logo is a payday loans lenders information resource, which provides data about legally working payday lenders all across the USA. The company has got a large database of lenders that issue short-term loans for whatever purposes. The purpose of the online portal is to provide consumers with adequate information about these lenders. also has got a lot of useful information about payday loan specifics, including state payday loan legislation. The portal also provides the latest news in the US payday lending sphere.

Company name
Founded 2008
Address Unknown
Phone number
Email  No website


  • Plenty of useful information
  • Fast online applicaion
  • Bad credit is ok
  • Operates all across the USA
  • Loan applications can be done online or via call


  • Not a lender
  • Payday fees are not clearly listed
  • Small loan amounts
  • Not BBB accredited
  • No user reviews

Bottom line is not a lender but an informative portal, which offers to fill out an application form online. It works by connecting consumers to payday lenders from its network. Being purely an intermediate party between a customer and a lender, the platform cannot state most of its fees and the costs of payday loans since each lender has its own rates and fees. This online portal can be useful as it provides information about the features of payday loans in each state.  If you’re lost if a variety of offers and need to get basic data about this loan type, then we suggest using this portal can help you.

Types of loans offers to apply for payday loans online. Payday loans are small cash short-term loans ($100 – $500 on average) that are designed to cover emergency expenses. Such loans are a worthy alternative for consumers with poor credit and/or limited options to get fast cash quickly.

Payday loans are short-term loan products that are given for a period of 14 days on average and should be paid off in full in a lump sum at the end of the agreed period.

Payday loans are short-term and do not require collateral, they also have high-interest rates. The average payday loan fee is $15 for every $100 you borrow. The maximum payday loan rates are regulated at a state level, so, they vary depending on the lenders and the state.

Unlike regular bank loans, payday loans are easier and faster to access (often within a few hours or even immediately), and they represent an easy bridge between paychecks. Unlike banks, payday lenders approve loans even if you have a poor credit score.

Users can apply for payday loans through usual brick-and-mortar lenders, online lenders or special apps.

Eligibility criteria

To apply for a payday loan via, you need to meet the following requirements:

  • be at least 18 years old;
  • be a US citizen;
  • be employed or have a regular income otherwise;
  • have a monthly income above $1,000;
  • have a valid checking account.

Category: Online Loans

Tags: Alabama, Alaska, California, Colorado, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Wyoming

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UStatesLoans Reviews

They contacted me through a text message. Told me I could get a loan for $15,000. All I would have to do is pay $150 to initiate the process in google gift cards. Then I had to pay another $300 in google cards for insurance for the 2 money grams. It has now added up to $900 and they still want $200 before sending the funds. SCAMMERS!! BEWARE!!!
- Michael Lanctot

Stole cash out of my bank account told me to take money get gift cards send money back to him and i did. Stay away from them!
- Jerry Grooms

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