NorthWestern Financial Review

The Borrowing Club

The Borrowing Club Overall rating: ★★★★☆ 4.3 based on 12 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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The Borrowing Club (TBC) is part of the Consulting Services Industry. The business is located in Boca Raton, FL, United States and has 9 total employees across all of its locations. Loan amounts vary from $10,000.00 to $100,000. Interest rates range from 5%-35.36%. The lender is licensed in Florida, California, West Virginia, Wisconsin and South Dakota. TBC’s experienced team consults, advises and assists consumers in finding a program that best suits their needs.

Company name The Borrowing Club
Founded 2017
Address 6699 N Federal Hwy Suite 105 Boca Raton, FL 33487-1660
Phone number
(561) 463-0273

The Borrowing Club site


  • Compare offers from multiple lenders
  • High loan amounts
  • Provides consulting, advisory and assistance
  • Customer support available 24/7
  • Secure website
  • Next day approvals


  • Not a direct lender
  • Loans are not available in all states
  • Rates can be high
  • Minimum loan amount is high

Bottom line

The Borrowing Club can be a good choice if you are not sure which loan company to choose. The company will match you with the lender that suits your individual needs best. Besides, it’s nice that you can compare offers from multiple lenders.

Types of loans

The Borrowing Club helps you find the following types of loans:

  • Personal loans
  • Business loans
  • Consolidation loans
  • Home improvement loans

Eligibility criteria

Loan requirements vary by state and lender. However, to qualify for a loan through The Borrowing Club, you typically must:

  1. Have an active bank account;
  2. Have a steady income;
  3. Have a valid identification;
  4. Be at least 18 years old.

Category: Online Loans

Tags: California, Florida, South Dakota, West Virginia, Wisconsin

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The Borrowing Club Reviews

Horrible. I would not recommend unless you like having multiple hard credit inquiries being pulled even though it wasn’t supposed to.
- Anonymous

Very Dissatisfied. I cannot reach anyone about canceling my contract. I will be sending off a written document stating that I want to cancel. But don't I'll be reached, because I can NEVER get anyone to contact me. Despite how many times I've called or emailed. I HAD ONE person help me Bless her heart. And thankfully she was very nice to me. So I applaud her for helping me. But as far as anything else. I seriously hope that when my written document arrives, I'll be taken seriously! I don't like care to much for poor communication!
- Maria Dewey

They helped me consolidate my debt. I worked with a fantastic woman. She knows all the different companies and how to get the best rates. I highly recommend using this company. They did so much for me when I was in despair. Now I can breathe freely!
- Spencer Dempsey

The Borrowing Club is a great way to consolidate a debt. They do their job perfectly. I was able to get your money within 5 days. The lady I worked with was nice and helpful and guided me through the entire process. 5 stars!!!
- Edgar Cole

James was extremely helpful, professional and polite. It’s nice to see someone who treats you this way! They really care about their clients!
- Robert Gardiner

The entire process was great. The woman that worked with me was knowledgeable, caring and helpful. I was able to get a decent interest rate and affordable monthly payments. I would recommend TBC to anyone who is looking for a loan.
- Francisco Holmes

The staff was fantastic. They were easy to work with and assisted me with every step of the way. It was pleasant to work with them. Highly recommended.
- Eileen Schirmer

The service was good. Fees were a bit high, but I knew in advance what I was getting into. I got offers delivered from multiple lenders. The personnel was very friendly and polite.
- Gerald Brown

The Borrowing Club was great. The lady from the customer support was great to work with. She was very knowledgeable and helpful. I got approved for a loan very quickly. If you are looking for a loan this is the company to choose.
- Henry Wood

This was one of the easiest processes ever. I enjoyed working with this company. The customer support team was always there. They gave me a chance to consolidate my loan!!! Great work!!!
- Richard Jasso

The staff agent was fantastic, he was professional and friendly.
- Glenn Rose

The lady on the phone was very kind, patient and helpful. I appreciate this!!! She assisted me through the entire process. She always called me back as promised and treated me like a VIP. Very satisfied with the service!
- Brenda Soria

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