St. Louis Community Credit Union
Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit Score
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St. Louis Community Credit Union provides the residents of Missouri and Illinois with safe, affordable and accessible loans and other financial services. For over 80 years, they have been a champion for the community. You can become a member of St. Louis Community Credit Union if you live or work in St. Louis City and St. Louis County in Missouri and St. Clair, Madison, Monroe, and Jersey Counties in Illinois. St. Louis Community Credit Union is also a Low-Income Designated credit union and one of the major Minority Depository Institutions in the United States. It has several branch locations. Because this credit union is a not-for-profit financial cooperative, they can offer lower rates and fees than other financial institutions. They also provide access to healthcare, healthy foods, workforce development and education. The Better Business Bureau gives the credit union an A+ rating. The financial cooperative doesn’t have any public scandals.
| Company name | St. Louis Community Credit Union |
| Founded | 1942 |
| Address | 3651 Forest Park Ave. St. Louis, MO 63108 |
| Website | https://www.stlouiscommunity.com/ |
| Phone number |
314-534-7610, 866-534-7610
|
| [email protected] |
Pros
- Experienced lender
- Multiple loan types
- Large shared branch and ATM network
- Black-owned institution
- BBB accredited
- Low or no monthly service fees
- Loan products range from hundreds to thousands of dollars
- The repayment periods are flexible
Cons
- You must reside and work in Illinois and Missouri to qualify
- Good credit required
- Low savings rates
- Mixed user reviews
Bottom line
St. Louis Community Credit Union is a good credit union for residents of Missouri and Illinois, especially if you want to partner with a Black-owned credit union. They offer low-fee loans and other financial products. But there are certain qualifications and requirement to get a loan with this credit union.
Types of loans
St. Louis Community Credit Union offers various types of loans:
- vehicle loans
- personal loans
- mortgages
- home equity lines of credit
- lines of credit
- business loans
They also offer other financial products like credit cards, share certificates, checking and saving accounts, online banking services, deposit insurance, etc.
Eligibility criteria
To apply for a loan with St. Louis Community Credit Union, you will need to become a member of this financial cooperative. For this, you will need:
- U.S. Government/State-Issued Identification: Driver’s License, State ID or U.S. Passport
- Social Security Number (SSN)
- Date of Birth (DOB)
- Current Physical and Mailing Address (proof of residency may be required)
- Existing debit/credit card to fund your new account
- Beneficiary Information (name and/or SSN or DOB)
- Valid Email Address