NorthWestern Financial Review

Speedy Cash

Speedy Cash
Speedy Cash Overall rating: ★★★★☆ 4 based on 12 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Speedy Cash is one of the largest providers of short-term loans in the USA, Canada and the UK. It’s licensed in each state in which it operates as a direct lender. Here you can get loans in the amount ranging from $100 to $5,000, however, available loan amounts vary by state.

Company name Speedy Cash
Founded 1997
Address P.O. Box #780408 Wichita, KS 67278
Phone number 1-888-333-1360



  • A direct and licensed lender
  • No prepayment penalty
  • Multiple ways to apply
  • Several payoff options
  • Flexibility to use funds
  • Quick process
  • Cash within 24 hours
  • Bad credit is ok
  • Additional services
  • Experienced lender


  • Limited availability
  • Not everyone is eligible
  • Bank account required
  • Low loan amounts in some states
  • High interest rates
  • Still a short-term loan
  • May charge an origination fee in some states

Bottom line

Speedy Cash offers a good selection of short-term loan option but that doesn’t mean it’s always the right decision. If you are living in one of the 26 states in which it operates, it could be a fast way to get cash for any needs but keep in mind that the APR is very high. Compare all the possible options for your state to find the best lender.

Types of loans

  • Payday loans
  • Installment loan
  • Auto title loan
  • Prepaid debit cards
  • Line of credit

Speedy Cash loan requirements

To get a loan, you must meet the following requirements:

  1. be 18+ years old (19+ in Alabama)
  2. have valid ID,
  3. have proof of steady income,
  4. have an open checking account
  5. have a working phone number.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, California, Colorado, Delaware, Hawaii, Idaho, Illinois, Kansas, Louisiana, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

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Speedy Cash Reviews

Very quick and easy service! In a few minutes, I applied for a loan and had the cash in my bank after 6 hours! Also every employee I have spoken with has been friendly and helpful. It's a nice way to get extra money when you have expensive an emergency!
- Judy Ray

Instead of taking out 1 payment Speedy Cash took out 3!!! Spent 2 hours on the phone being placed in hold. Finally spoke with a person who said that since I had the funds in my banking account why not just take them go toward my loan!!! They then added due to policy I am not eligible for any refund. Horrible experience!
- Gabriel Dunn

Easy application and competitive interest rates. Cash was deposited to my banking account in a timely manner.
- Diedre Watson

When I got a loan with this lender, I knew they had high-interest rates but I was in a very difficult situation and needed cash right away. Then they just took extra $200 from my account. All this happened in January 2020 and I haven't received my refund. So disappointed!
- Belen Lain

Last month I needed extra $300 and Speedy Cash has been there for me. i highly appreciate their job !!!! I tell anyone in need of a loan to try this lender!
- Meredith Jackson

My experience with this company has been excellent. This is the best payday loan company for me. Very fast money! I will recommend them to all my family, friends and coworkers. Very fast application and prompt decision. Happy to be their client!
- Russel Barbee

Very helpful website, very easy to apply for a loan. When I call, they always answer and are always very helpful and polite. I can definitely recommend this service to my family and friends. I have used this website 5-6 times and also I have repaid my loans early.
- Gerald Montgomery

My experience with this company was exceptional, I needed fast cash online and was approved for $800 in a few minutes. Was approved at 6pm that night and had the money in my account by 2:30pm next day! Well done!
- Rachel Vickers

I was hoping to get a little more than what I was approved for I was a first time customer and I understand it. Thank You!!
- Stacey Johnson

I love this lender its simple and easy and interest rate is more reasonable than any other!
- James Payne

Love these guys! They’ve made it so easy to get cash when you need it fast. Yes, loans are kinda expensive but I always manage to cut dow on APR by repaying the loan early. But their hassle-free online process. No phone calls necessary.
- Troy Wicker

Fast and friendly customer service. Online application makes it easier for me. Definitely a good lender but not a permanent solution. Their loans are expensive but they do help. Would definitely recommend Speedy Cash to my friends and family. Their managers are really professional. Had a great experience.
- Corrine Stevenson

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