NorthWestern Financial Review

RISE Credit

RISE Credit Overall rating: ★★☆☆☆ 2.2 based on 7 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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RISE Credit is a lending company that provides small personal loans with fast funding but high interest rates. Such loans are commonly used for unexpected expenses, like a medical bill or urgent car repair. RISE Credit offers loans from $500 to $5,000, which you can repay over 4 to 26 months.

Company name RISE Credit
Founded Unknown
Address P.O. Box 679900 Dallas, TX 75267-9900
Phone number (866) 580-1226
Email Unknown


  • Bad credit is ok
  • No origination fees
  • No prepayment fees
  • No collateral requirement
  • No late fees
  • Fast funding


  • Very high APRs: 60% – 299%
  • Relatively short repayment terms
  • Small loan amounts: $500 – $5,000
  • No option to pre-qualify
  • Not available in all states
  • No joint applications

Bottom Line

RISE loans are relatively expensive, so if your credit is fair or good, you’d better look for cheaper financing options. It’s a good idea to apply if you have bad credit or no credit. Besides, RISE Credit is not a good idea if your main goal is to build credit:

Types of loans

RISE Credit provides installment loans. These are loans that are emergency cash for unexpected expenses that you can repay with a fixed number of regular payments.

Loan requirements

To qualify for a RISE Credit loan, you need to meet a few requirements:

  • Live in one of the states where the lender operates
  • Be at least 18 years old (19 if you live in Alabama or Nebraska)
  • Have an active and valid checking account
  • Have a job or other regular source of income
  • Have an email address

Category: Online Loans

Tags: Alabama, California, Delaware, Georgia, Idaho, Illinois, Missouri, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Wisconsin

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RISE Credit Reviews

RUN from this company. So unprofessional, they lie about real fees, and they negatively affect your credit. BEWARE! Do not use them.
- Carrie Johnson

I think their interest rates are ridiculous!!! I don’t think that it is legal
- Frances Thompson

Worst place to apply for a loan! They screw you over on interest. Absolutely the worst loan company ever!!!
- Janice Adams

Was quickly approved for a $800 loan and had my money the next day. The only thing that is dislike is the high APR. Overall, I would recommend RISE Credit to others, because the process is easy.
- Renee Butcher

This is the worst loan service ever!!!! They don’t explain the terms AT ALL!!! Not transparent at all. Please stay away from these people! Please!!!
- Troy Bisson

I was pleased with their easy application process and quick funding. But the fees and rates are horrible!
- George Brown

My credit isn’t perfect but isn’t terrible. They approved my for a loan quickly. Interest was higher than I expected. But I really needed these funds. I plan to use this company in the future.
- Elizabeth Kimball

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