NorthWestern Financial Review


PersonalLoans Overall rating: ★★★★☆ 3.8 based on 10 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan is an online platform that allows consumers to apply for personal loans. It provides an easy and convenient way for Americans to be matched with the right personal loan through their wide network of reliable lenders. The company is headquartered in Roosevelt, Utah. This online service helps people to get a loan ranging between $1,000 and $35,000, from the comfort of your home or office, or even on the go through your smartphone. Personal loans can be used for any purpose, for example, a home improvement, car repair, a family vacation, wedding celebration, debt consolidation, medical expense, or anything else.

Company name PersonalLoans
Founded 2017
Address 72 North 300 East Suite A (123-13) Roosevelt, Utah 84066
Phone number 1-800-772-2274

personal loans site


  • Loans from $500 to $35,000
  • Works with bad credit
  • Large lender network
  • Great for information gathering about loans
  • Apply online and from the comfort of your home
  • Loan terms up to 72 months
  • Available in all 50 states
  • Loans for any purpose
  • Fast loan decision and funding (as soon as 1 business day)
  • OLA member
  • No prepayment fee


  • Not a direct lender
  • Possibly high rates
  • No capability to apply by phone
  • Not BBB accredited

Bottom Line provides a fast and convenient service. It helps consumers to find more flexible terms, an easier process, and more reliable, secure and trusted lenders. Millions of Americans have already used this platform to get higher upper limits, longer repayment terms, and a varied amount of loan types. The company uses an algorithm to determine which lenders and loan programs will work best for you. We conclude that this website is an excellent way to get funds without having to go into a bank or financial institution.

Types of loans

As the company’s name suggests, it only specializes on personal loans. These are unsecured installment loans that you can use for any purpose, such as debt consolidation, home improvement, car repair, business development, purchasing things, paying for a vacation, treatment or wedding. That’s one of the major advantages offered by personal loans. Personal loans offered through this online platform range in loan amounts from $1,000 to $35,000. Loan terms will be set by the individual lender. Typically, terms range from a few months to a few years.

Loan requirements

To get approved for an installment loan with, you must comply with the following requirements:

  1. Be at least 18 years old
  2. Have proof of citizenship or legal residency
  3. Have a regular income (eg. self-employment, full-time employment, Social Security or disability benefits)
  4. Have a valid checking account in your name
  5. Have a valid phone number and email

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

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PersonalLoans Reviews

Good site – no problems with it, everything was easy and fast, and all the terms were decent. Also, the customer service lady was fantastic. High five. Got approved right away although my credit was only average.
- Candra Diaz

I applied and was pre-approved. After that I received very suspicious-looking emails. However, when I contacted that lender who “pre-approved” me, it turned out they actually DIDN’T; they said they even were not working in my state! I regret that I submitted so much sensitive personal and banking information to those scammers. They requested more details than other trusted lenders. THIEVES and SCAMMERS! Stay away!
- Sara Jenkins

Good experience! Got the money I needed very quickly, no complaints. This will make my emergency treatment so easy. Decent APR, polite customer suport. I was surprised. Highly recommended!
- Lorraine Swearingen

Great experience. I got a fast $10,000 loan which helped me buy a new car. The APR was affordable – at least much better than that offered by the dealership. This website gives you several loan options with different terms and you choose the best one. Really convenient. I got my car yesterday.”
- Dawn Mulligan

I am SO HAPPY this website exists! I had never applied for loans online but now I know it works! The application was fast and easy, got my money that same day. I think you can trust them.
- Thomas Delorme

My experience with this company was very positive. The site was safe, informative, and easy to use. I got my loan very quickly. The application took less than 15 minutes. I have never thought it could be so easy to get a loan.
- Sarah Bennett

This was the easiest way to get a loan. You fill out a form, then they show you the list of banks and different lenders that are ready to lend you money. It’s very convenient and transparent. You choose the offer you like most and they fund you. I got a $5000 loan that day.
- William Kirkland

I went through the whole application process and submitted my request. After 30 seconds, a page showed the result: they couldn’t match me with any lender, but I may still get a $1000 loan and just need to provide more information – BANKING information. Why would they ask for my bank information if they fail to match me with any lender?? It makes no sense. Stay away from PersonalLoans! 100% scam!!
- Michael Anderson

No complaints, no issues during the process. Very easy and fast. Got my money within a few hours without having to go to a bank. First I was skeptical about such referral websites but this one is actually great. Very pleased.
- Jessie Douglas

I received a phone call regarding getting a loan from this company and the first thing I asked was if they were BBB accredited and immediately got hung up on. Stay away from them!
- Linda Mead

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