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PayDayHawaii Overall rating: ★★★☆☆ 3.2 based on 4 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

PayDayHawaii logo

PayDayHawaii s a financial services company that was founded in early 2001. The company offers payday loans all over the state of Hawaii. The lender currently runs a dozen payday loan centers under the business name of Money Service Centers of Hawaii, Inc. The offices are located in Lihue, Kapaa, Kahului, Lahaina, Kihei, Kailua-Kona, Hilo, Kaneohe, Waianae, and Honolulu. In addition to payday loans, the company offers check cashing, tax services, debt relief services, and more. The company now has many happy customers who live in Hawaii.

Company name PayDayHawaii
Founded 2001
Address 275 W Kaahumanu Ave Kahului, HI
Phone number
(808) 278-2073

PayDayHawaii site


  • Quick and easy application process
  • Purely online
  • Online and early repayment options
  • No guarantor or collateral requirement
  • Same-day fund deposit is possible


  • Limited loan options
  • Potentially high rates
  • Unavailable nationwide
  • Limited user reviews

Bottom line

If you live in Hawaii and are in need of some fast extra cash until your next paycheck comes in, then PaydayHawaii’ payday loans are the fastest and most secure way for you to obtain the cash you need. However, keep in mind that payday loans come with high interest rates.

Types of loans

Pay Day Hawaii focuses on payday loans or cash advances. These are short-term loans that typically do not exceed $1000. You receive the loan in one lump sum and are expected to repay it within 2-3 weeks. Payday loans are unsecured and available for people with bad credit.

Eligibility criteria

To be eligible for a loan through, you must meet the basic borrower requirements:

  • Be a US citizen or permanent resident
  • Be 18 years or older
  • Have an online, valid and active savings or checking bank account in your name
  • Provide proof of address
  • Have a stable income
  • Have a valid phone number and email address

Category: Online Loans

Tags: Hawaii

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PayDayHawaii Reviews

Average loan provider in Hawaii. There are lenders with much better rates and terms.
- Roy Larkin

Interest rates are high, but I needed a loan desperately…
- Charley Hettinger

Obtained a $700 loan, the process was easy and fast
- Prudence Farrell

I attempted to get a payday loan with PayDayHawaii but was unsuccessful. The staff was very rude and said they were unable to help. Rude, not helpful, unfriendly. I was so frustrated…
- Mike Rhoads

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