NorthWestern Financial Review

Payday America

Payday America Overall rating: ★★★★☆ 4.4 based on 7 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Payday America is a lender that has been providing Minnesota residents with short-term loans for more than a decade. The company currently operates 14 stores throughout the state of Minnesota, with plans to expand their footprint to meet the needs of other local communities. Payday America is known for inviting, friendly, and professional staff, excellent customer service, and affordable fees.

Company name Payday America
Founded Unknown
Address 13959 Grand Ave Ste B, Burnsville, MN 55337, United States
Phone number 1-952-277-4135
Email  Unknown
payday america site


  • Fast funding
  • Easy application process
  • Apply online or in store
  • Discounts and special offers
  • Good user reviews
  • Convenient repayment options


  • Not BBB accredited
  • Small loan amounts
  • Limited loan types
  • For Minnesota residents only
  • Short repayment terms

Bottom line

Payday America offers payday loans to Minnesota residents only. You can apply online and receive your cash the same day. Since interest rates are pretty high for payday loans, you should only apply if you have no other options.

Types of loans

Payday America focuses on payday loans. These are unsecured, short-term, small-dollar loans that are paid back on the day you receive your next paycheck (within 2-3 weeks). Payday loan amounts typically range between $100 and $1,000. They are easy to access but come with high interest rates.

Eligibility criteria

In order to get approved for a loan with Payday America, you must meet the following requirements:

  1. Be 18 years of age or older.
  2. Have a steady income.
  3. Have an active checking account in your name.
  4. Either reside, or work in the state of MN.

Category: Online Loans

Tags: Minnesota

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Payday America Reviews

Their employees are very nice, kind and always happy. They respect their customers and are always patient. 5 stars out of 5!! I would give even 10 stars for great customer service.
- John Spencer

Pleasure working with them! Always smiling and friendly staff!
- Maria Shields

I never write reviews, but after many times working with Payday America I had to. This lender is the absolute best every time. Their staff are always welcoming and professional! They do an amazing job helping you throughout the process. Their payday loans are always quick and efficient! Amazing customer service. Very much appreciated!!
- Olive Martin

The ladies from Payday America are always happy and helpful. They are always happy to help customers!! I am very happy i have found this payday lender
- Taylor Clark

I started receiving calls from this company about a week ago, although i never applied for any loan. I get about 3 or more calls each day from these people, and they won’t stop!!! Terrible
- Evie Watson

I wasn’t sure how Payday America worked but I called them, the lady answered all my questions and helped me later when I came to their in store location. The customer support is amazing! I receive the loan the same day i applied. I will use them again if i ever need a loan
- Adam Sanders

I had to share my experience! I applied for a loan today in Minnesota location and the employees were amazing! They were understanding, friendly and smiling, they explained the details of the lending process. They helped me when I needed money urgently to get my car fixed! I would highly recommend Payday America to anyone who needs cash in an emergency!
- Journee Hamilton

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