Payday America
Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit Score
Request a Loan
Payday America is a lender that has been providing Minnesota residents with short-term loans for more than a decade. The company currently operates 14 stores throughout the state of Minnesota, with plans to expand their footprint to meet the needs of other local communities. Payday America is known for inviting, friendly, and professional staff, excellent customer service, and affordable fees.
| Company name | Payday America |
| Founded | Unknown |
| Address | 13959 Grand Ave Ste B, Burnsville, MN 55337, United States |
| Website | https://www.paydayamerica.com/ |
| Phone number | 1-952-277-4135 |
| Unknown |
Pros
- Fast funding
- Easy application process
- Apply online or in store
- Discounts and special offers
- Good user reviews
- Convenient repayment options
Cons
- Not BBB accredited
- Small loan amounts
- Limited loan types
- For Minnesota residents only
- Short repayment terms
Bottom line
Payday America offers payday loans to Minnesota residents only. You can apply online and receive your cash the same day. Since interest rates are pretty high for payday loans, you should only apply if you have no other options.
Types of loans
Payday America focuses on payday loans. These are unsecured, short-term, small-dollar loans that are paid back on the day you receive your next paycheck (within 2-3 weeks). Payday loan amounts typically range between $100 and $1,000. They are easy to access but come with high interest rates.
Eligibility criteria
In order to get approved for a loan with Payday America, you must meet the following requirements:
- Be 18 years of age or older.
- Have a steady income.
- Have an active checking account in your name.
- Either reside, or work in the state of MN.