NorthWestern Financial Review

National Debt Relief

National Debt Relief Overall rating: ★★★★☆ 4.1 based on 9 reviews.
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National Debt Relief is a BBB accredited debt negotiation company that helps consumers to solve their credit card debt problems. Their services include debt settlement, debt consolidation, debt negotiation, and bankruptcy. The company was founded in 2009 and licensed to work in 42 states. It’s one of the most recognized companies of this kind in the USA. It’s accredited with the American Fair Credit Council (AFCC) and the Better Business Bureau (BBB). The company usually charges between 15% to 25% of the total debt you enroll over 2-4 years. However, your exact interest rate depends on the amount you enroll and your location.

Company name National Debt Relief
Founded 2009
Address 180 Maiden Ln 30th floor, New York, NY 10038
Phone number

National Debt Relief


  • No upfront fees and no commission unless they negotiate a settlement
  • Money-back guarantee
  • Easy to apply
  • Free consultation
  • Soft pull of your credit
  • One of the leading companies of its type in the United States
  • You could save as much as 30% after fees
  • Accredited with BBB and AFCC


  • May result in a lower credit score
  • Only available in 42 states
  • You have to fall behind on payments on any debt you register with them
  • Mixed customer reviews
  • It won’t stop creditors calling you
  • No mobile app

Bottom line

National Debt Relief seems a professional company that is really able to reduce your debt. We can recommend this service as they have a long experience and many top accreditations. They also offer various free services and useful information on their website to educate consumers financially. The company gives consumers a chance to escape debt.

Types of loans

National Debt Relief is able to assist with the following types of debts:

  • Unsecured personal loans
  • Installment loans
  • Balance transfer credit card and standard credit card
  • Rent arrears
  • Judgments that are six months old or more
  • Medical bills
  • Gas cards
  • Overdrafts
  • Store cards
  • Business
  • Cellphone
  • Veterinary
  • Timeshare contracts

They cannot assist you with the following types of debts,:

  • Mortgages
  • Vehicle financing
  • Car repair
  • Child support
  • Insurance policies
  • Speeding tickets
  • Court costs and fines
  • Taxes
  • Check-cashing loans
  • Warranties
  • Rent-to-own agreements
  • Bail bonds

Eligibility criteria

To qualify for debt relief with this comapny, you must:

  • Have a total debt exceeding $10,000;
  • Be in debt for several months;
  • Be able to make a monthly payment into a settlement fund;
  • Have financial trouble (for example reduction in hours, recent job loss, divorce, unexpected hospital or medical bills, death of a spouse, etc.)

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

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National Debt Relief Reviews

The staff assisted me throughout the process. They were very helpful, caring and knowledgeable!
- Annette Jennings

The lady who worked with me was extremely helpful, friendly, and professional! She did a great job and I felt like she really made difference! I would recommend his program to any person who is experiencing financial troubles!
- Robert Leverette

They have been very helpful. Soon I will be free of debts! Can’t wait… Without their help, I would not get out of debt. I was in despair and now I feel MUCH better…
- Janet Coker

Each time I have called this company they have been quick in response and have answered all my questions. I made an excellent choice in choosing these guys to settle my debts. I am VERY satisfied.
- Dolores Bowen

Do not give them your money, you’d better claim bankruptcy. I’m surprised how this company is still in business with all the complaints and lawsuits from clients.
- Erma Boardman

Customer service rep was very friendly and informative from the very first time I call them. They answered all of my questions and concerns. So happy I have found National Debt Relief. The process was easy and effort-free. I would recommend this company to anyone who wants to escape debts.
- William Marone

This company was very helpful, understanding and informative. They took all my credit debts on their shoulders. Soon I will enjoy debt free financial freedom! GOD BLESS THEM!
- Roger Danley

National Debt Relief restored my faith in humanity. Due to divorce and loss of a job, I was in a bind. I contacted many companies but they all did not care and did not even try to find a solution. All except National Debt Relief!!! Now I can see a light shining through the dark. and cannot wait to complete this program and return to debt-free BETTER life.
- Eva Swenson

I enrolled in debt relief program in November and gave them 7 credit cards to include. Recently I found out they never contacted 4 of them and I have been charged a late fee by the credit card companies for all these months. Waste of time and money!!!
- Frankie Zelaya

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