NorthWestern Financial Review

Motive Loan

Motive Loan Overall rating: ★★★☆☆ 3.1 based on 21 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Motive Loan is a referral service that works by connecting consumers to licensed lenders across the USA that are willing to provide personal loans online up to $5,000 quickly, easily and securely. The company cooperates with an extensive network of reputable lenders so that consumers have more options available to them and can select the best offers for their needs and budget.

Company name Motive Loan
Founded Unknown
Address 2885 Sanford Ave SW #42543 Grandville, MI 49418, United States
Phone number No

motive loanPros

  • Offers from a range of lenders
  • Easy and fast online application
  • Personal loans up to $5,000
  • Potentially fust funding
  • Pay once to twice a month
  • 72 months to repay your loan
  • Bad credit is ok
  • None pre-payment penalty


  • Not a direct lender
  • No customer service phone number
  • Not available in New York

Bottom Line

Overall, Motive Loan is a nice way to find the best loan quickly. If your credit is fair or poor, finding a payday loan can be difficult, but this service has made it much easier. This website is recommended for those who have bad credit or even bankruptcy. Note that residents of New York are not eligible to use the service to request a loan.

Types of loans

Motive Loan offers personal loans ranging from $100 to $5,000. However, they mention that not all lenders in their network can provide up to $5,000.

Personal loans are typically used for debt consolidation, home remodeling, moving costs, emergency expenses, appliance purchases, vehicle financing, wedding expenses, medical treatment, etc.

Loan requirements

To get approved for a personal loan with Motive Loan, you must typically comply with the following requirements.

  1. Legally live/reside in one of the U.S. states (except New York);
  2. Be at least 18 years of age;
  3. Have a valid bank account in your name;
  4. Be employed and have proof of income.

Even though our lenders may need to perform credit check to verify your credibility, in most cases they may not consider your credit history as the major factor to approve your request for funding.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

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Motive Loan Reviews

Applied for loan at Motive Loan and got my requested funds in no time. Must recommend to my peers.
- Mark S.

This is the worst company they email you and you click to confirm email and it sends you to a credit monitoring site you have to pay to join and then they email you again with some off the wall reference number that don’t even exist then when you email them they just keep emailing the same damn email over and over to the point they fill your inbox with the same messages and it is a never ending cycle of crap! Don’t bother with this company move on they will suck you in and waste your time
- Stacy orlo

I wish I’d read the reviews before o attempted to apply!! This seems more like a scam!!

I was told to get my most recent credit score. Had been approved for a min. 2000 dollar loan. You directed to trans union for score. I rec. my score and told to confirm app. Was sent back to get credit score again. Constant loop! Tran union charged my cc 24.95. Now I have to wait for the next business day to cancel that charge.
- kris ryan

I feel they are just a scam network stealing information 2nd online "direct lender" they are not neither was the other company. SHAME ON ME FOR TRUSTED THESE SCAMMERS
- D.Duke

I was approved for a $5,000 dollar loan. Loan account number AQW353665. It told me to click confirm application. When it wanted me to confirm email address My email is but it took me to a Trans union page and they could not help me. Am I still getting my loan. I need it very much.
- Elaine Brisson

All I kept getting was a direct link to transunion monitoring site - pretty sure this is a scam.
- Will west

Applied for $1500 received instantly
- Jim

I just filled in all the personal and my banking information. I’m scare, worry about my bank account may be harmful by all the info that they have , hopefully I don’t have to close out my bank account!!
- Lanna R

I have a 2000 dollar screenshot with my account and everything on it but I don't have the money
- Timothy sanders

I applied with motive loan got loan in 30mins
- Rogers

Must recommended
- Brad

Applied and was approved and click confirmation below.there is no confirmation spot to click or confirm scam!!!
- Rick Jones

Great company
- Roger

They always approve you fast. My car broke down and I did not have any savings to repair it. So I applied for a loan and was approved. It was an easy process and a quick decision. Now I will be able to get the repairs.
- Kathy Childs

applied for $1500 received within minutes Fast services
- Stacey Thiemann

I got approved for $1200 and received loan within 15 mins so far best services I ever received. Must recommend business.
- David

received an email saying i was approved, but never heard from anyone seems like junk mail or scam
- sutton

Great Services
- Sam

I applied to get a personal loan 2 times and both times they told I was approved and asked to verify my e-mail at a link below... there was never one. Never heard from them either. So angry. Never use their services!
- Ronald Hall

They sent me email saying I was approved, asked me to confirm some personal details and never heard back. It's been 5 days and still no response! Not recommended
- Freddie Lee

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