NorthWestern Financial Review

Minute Loan Center

Minute Loan Center Overall rating: ★★★☆☆ 3.3 based on 13 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Minute Loan Center logo

Minute Loan Center is a state-licensed loan agency. As a lending broker, they can help you establish connections with over 100 direct lenders to get a loan with no credit check. The company offers fast personal loans where you can have your funds in as little as 30 minutes. You can apply in-store or online on their website. Minute Loan Center currently operates in 6 states: Delaware, Nevada, Mississippi, South Carolina, Missouri, Utah. The company has been solving short-term cash crunches for over 25 years.

Company name Minute Loan Center
Founded 1992
Address 272 Bendix Road, Suite 500. Virginia Beach, VA 23452
Phone number
Minute Loan Center site


  • Popular lender
  • Large lender network
  • Easy online process 24/7
  • Loans up to $5,000
  • 24 Hour No Risk Guarantee
  • All credit types OK
  • High approval rates
  • Fast funding
  • VIP services available


  • Only operates in 6 states
  • Not a direct lender
  • High interest rates
  • Not BBB accredited
  • Used complaints detected

Bottom line is a popular loan connection service that matches potential borrowers with direct lenders. The company offers several loan types and has many good user reviews. The key downside of Minute Loan Center is that they only operate in 6 states. if you reside in a state other than Delaware, Nevada, Mississippi, South Carolina, Missouri, or Utah, you will have to search elsewhere to get a loan. If you still decide to apply with this website, read the contract carefully before signing it as we have detected many complaints about very high charges.

Types of loans

Minute Loan Center offers the following loan products:

  • Installment Loans for Bad Credit
  • Cash Advance Loans
  • Car Title Loans
  • Online Personal Loans
  • Business loans

Avaiable loan amounts tend to range between $100 and $5,000. Charges are individual and vary by lender.

Eligibility criteria

In order to get accepted for a loan with Minute Loan Center, you must meet a few requirements:

  1. be a US citizen or legal resident;
  2. be aged 18+;
  3. provide valid contact details;
  4. have a source of permanent income;
  5. have an active personal bank account for direct deposit.

Category: Online Loans

Tags: Delaware, Mississippi, Missouri, Nevada, South Carolina, Utah

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Minute Loan Center Reviews

Friendly super fast service and very efficient!!! Amazing customer service!!!
- Peter Wood

I just love this company!! So friendly, professional, and caring. I would tell everyone to choose them! So much easier to apply… Employees are supportive and understanding!!! 5 Stars!!!
- Magnolia Cox

Their staff is great, but their computer system is terrible, I tried my make payment but my monitor showed failure every time!!
- Jorge Foster

Nice customer support. Interest rates too high.
- Harvey Gomez

I received a few payday loans from this lender, so that’s the good news. The bad news is that charge too high interest rates. And their loan guidelines change every time I apply, so be careful. Their loans are expensive.
- Arya Garcia

September 2022 received a loan from Minute Loan Center for $705 they said payments would be $70 the first payment was then jumped to $240 I contacted them and asked why it was so high and they said they charge interest each day and I wasn’t told that!!! Scammers!!!
- Raymond Martin

I’m not sure my debit card details are safe… and the lady that I talk to was SO RUDE!!!
- Genevieve Fowler

I would choose this lender again! Their payday loans are great, and people who work there are nice!!!
- Khalil Mckinney

The process was a bit time-consuming, partly my fault. Very friendly, understanding and patient staff. I do recommend them for everyone. Once we got squared away I received the funds quickly and on a day off!
- Andre Brown

The people who work there are great but charges are way too high! Suitable only if you in my situation and can’t get a loan the right way because of bad credit. I’m paying over 300% in interest and I think that this lender takes too much advantage of the situation.
- Taylor Fleming

Great customer service!!! Everyone was very friendly and assisted me through the whole process!!
- Conor Woods

Minute Loan interest rates are too high. It’s a real robbery.
- Kenneth Campbell

Interest rates are very high!! for a $1000 loan interest $500. Insane!!
- Rebecca Walker

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