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MaxLend Overall rating: ★★★☆☆ 2.8 based on 8 reviews.
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Online Payday Personal Consumer Loans up to $5,000

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MaxLend is a direct tribal-based lender that provides short-term installment loans for residents of 38 states. The company was founded in 2012 and operates under Makes Cents Inc. It is based in Parshall, ND. The company is owned by the Mandan, Hidatsa and Arikara Nation – the three affiliated tribes of the Fort Berthold Reservation. Thus, it is not a state-regulated lender and does not require state licensing.

Company name MaxLend
Founded 2012
Address 217 3rd Ave NE, Parshall, ND 58770, United States
Phone number +1 877-936-4336



  • Online application process
  • Widespread reach in many states
  • Bad credit is ok
  • Funding as soon as the next business day
  • No fees charged for early repayment
  • Minimal qualification requirements
  • Reward system incentivizes responsible borrowing


  • Not available in all states
  • The lender is not subject to lawsuits or service of process
  • Low borrowing limits
  • High loan processing fees
  • Extremely high APRs
  • Charges an origination fee
  • First-time borrowers can only get $1,000
  • Does not provide loans to the military, their spouses and dependents

Bottom Line

MaxLend offers installment loans that can really help you out in an emergency. but keep in mind that the interest rates and late payment penalties are very high. The company operates in a lot more states than most typical short-term lenders. MaxLend is a tribal lender, and this might be a disadvantage for consumers who are not comfortable with Tribal Law. In general, this lender is OK for covering short-term financial needs and should only be used only as a last resort. Do not forget to compare other loan options to make sure you have found the cheapest loan for your needs.

Types of loans

MaxLend only specializes on installment loans. These are short-term loans that are available to consumers with low income and bad credit. They come with higher APRs than usual personal loans but are cheaper than payday loans. The payments are spread out over a definite period in equal installments, which gives you control over your budget.

Loan requirements

To get approved for an installment loan with MaxLend, you must comply with the following requirements:

  1. Be at least 18 years of age (19 in some states);
  2. Be a US citizen or permanent resident;
  3. Not be bankrupt or planning to file bankruptcy;
  4. Have proof of income;
  5. Earn at least $10,200 per year;
  6. Have an active checking account in your name;
  7. Not be in active military duty (or a spouse or dependent of one);
  8. Live in one of the states where the lender operates.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Colorado, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Wisconsin, Wyoming

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MaxLend Reviews

I was able to get $800 right when I needed it. The money helped me with car repairs.
- Joshua Cassidy

Never apply with this company without paying attention to the amount to be repaid!!!! Rates and fees are incredibly high!! They are fooling people!!
- Lorraine Thompson

Customer service is always great and every person I spoke to was so sincere!!! Lost my job 2 weeks ago and Maxland was so understanding!!
- Chas Boyle

The interest is extremely high. I pay $240 per month and currently owe more than I took out. So disappointed.
- Charles Lanning

I would give a zero star if I could. A $700 loan came to over $3,000 that I have to pay off. There were many fees that they failed to mention. Didn’t even know that I had to pay a weekly payment of about $100. I will never ever this company again or recommend this service to anyone!
- Joanne Taylor

They show no compassion for me during my life-threatening circumstances!!! Not recommended
- Stacey Jones

Maxland helped me out in a tough time. I will use them again if I need another loan. The staff was nice and understanding. I would recommend this lender to my friends and family.
- Ronald Pender

They provide loans as needed. The process is very simple and money is available shortly after approval.
- Peggy Jordan

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