NorthWestern Financial Review


LendNation (QC Holdings, Inc.) Overall rating: ★★★★☆ 4.3 based on 10 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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LendNation is a lender that offers small-dollar, short-term loans. The business was founded in 1984 and based in Lenexa, Kansas. It is owned by QC Holdings, Inc. The company offers both online and in-store products and services. Their loans are available in a limited number of states.

Company name LendNation (QC Holdings, Inc.)
Founded 1984
Address 1200 W Kearney St Springfield, MO 65803-1240
Phone number
Email  Unknown

LendNation site


  • Quick online application
  • No prepayment penalty
  • Experienced lender
  • Funding within 24 hours
  • Bad credit is ok
  • No collateral required


  • Only offers its services in 13 states
  • Not BBB accredited
  • Small loan amounts
  • APRs range from 300% to 800%
  • Limited information on the website

Bottom line

If you need unexpected financial help, LendNation is an average provider of short-term loans with high APRs ranging from 300% to 800%. The positives are that you can easily fill out an online loan application if you live in one of the states where the company is licensed to operate.

Types of loans

Depending on your state, you could be able to get:

  • payday loan;
  • personal installment loan;
  • auto title loan.

Eligibility criteria

In order to qualify for a LendNation loan, you must meet the following requirements:

  1. Have an active checking account in your name;
  2. Have a valid phone number;
  3. Have a valid email address;
  4. Have a verifiable source of income;
  5. Be a legal US citizen or resident;
  6. Be at least 18 years of age.

Category: Online Loans

Tags: Idaho, Illinois, Kansas, Kentucky, Louisiana, Missouri, Nebraska, Nevada, Oklahoma, Texas, Utah, Wisconsin

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LendNation (QC Holdings, Inc.) Reviews

Very good lender.
- Maria Werner

I’ve done business with this lender for a few months. Although the rates are quite high, the staff is always helpful and understanding.
- Virginia Allison

Rude customer support staff! Took forever. Would not recommend this company to anyone! They need to teach their employees to be professional
- William Caldwell

Great customer service. It’s been a pleasure to work with them.
- Barbara Johnson

Have been doing business with for 7 months now. Amazing lender, great customer support!! High five!!!
- Candice Schneider

Awesome company. Great customer service.
- Mary Briggs

Nice company to work with. Was approved for $1000 very quickly.
- Ruth Ezell

Average lender with high APRs.
- Jean Vinson

The man from the staff was very polite and professional. Got approved although my credit wasn’t good enough.
- Harriet Mier

I can recommend LendNation because the application process was easy and the payments are affordable if you have a steady paying job.
- Cindy Linn

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