NorthWestern Financial Review


LendingTree Overall rating: ★★★☆☆ 3.4 based on 16 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

LendingTree not a mortgage lender or broker but rather is a third-party service that connects a borrower to multiple lenders within its vast network. Headquartered in Charlotte, NC, the company is a leading online marketplace to help you get fast cash. They help you compare interest rates and loan terms offered by various lenders to help you find the best deal for your situation.

Company name LendingTree, LLC
Founded 1996
Address 11115 Rushmore Dr, Charlotte, NC 28277-3442
Phone number 866-501-2397



  • Simple 4-step process
  • No fee to use service
  • Comparing offers won’t hurt credit
  • A variety of different loan products
  • Other financial products
  • Great customer service
  • About 1,500 lending partners
  • Bad credit is ok for some lenders
  • Alerts on better deals and services
  • Access to customer reviews


  • Spam reports
  • Not all qualify for advertised rates

Bottom line

LendingTree offers a free loan comparison service for borrowers that really saves time and effort during research. They offer a wide range of loans and also other financial services. If you need a fast loan and do not know where to apply for it, this service will help you quickly compare offers from various lenders and find the best loan for your budget.

Types of loans

LendingTree offers a wide range of loans and also other financial services, including:

  • Personal loans
  • Business loans
  • Home equity loans
  • Lines of credit
  • Mortgage
  • Student loans
  • Consolidation loans
  • Auto loans

Loan requirements

To qualify for a personal loan, borrowers must:

  1. Be at least 18 years old;
  2. Be citizens or permanent residents of the US;
  3. Have a steady income source;
  4. Own a verifiable bank account.

They do not indicate a minimum credit score required, though mention that most lenders prefer a score of 600+. A poor credit score does not mean you will automatically be rejected, but you will likely have higher interest rates. Additionally, the company will review your income.

As LendingTree is not a direct lender, the exact loan terms and rates will vary and can depend on several factors.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

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LendingTree Reviews

I applied for a loan with Lending Tree. Within a minute of submitting my application, I was BOMBARDED with calls, texts and emails...literally every minute. Within 2 hours I had 24 calls from one number. When I blocked that number, they started to call from a different number!! I will never do business with this company. Stay away from this website. Do not give themyour contact will regret it!
- James Bushnell

This service directed me to Lending Club, which approved my student loan quickly and hassle free. Lending Tree has made the search for a good lender much easier
- Candace Tatum

It was so easy to apply for a loan. The only downside was that I am still receiving calls from various loan providers.
- Thomas Daigre

I liked the ease and speed of the application, the interest rate and terms were competitive, and I would recommend this company to my family and friends. Extremely pleased with their customer service!
- Catalina Royall

I just wanted to compare rates and then I immediately get bombarded with numerous calls, texts, and emails from lenders (about 20!). DO NOT DO ANY BUSINESS WITH THEM!
- Oscar Turley

Lending Tree sucks. Their rates are really bad BUT I am more tired of the calls from different lenders. I do not recommend anyone to try this service. Horrible experience!
- Norma Larson

They rejected my application after I had uploaded all the necessary documents and then started to flood me with ads from their lending partners. NEVER USE THIS WEBSITE!!!! THEIR GOAL IS TO SELL OFF YOUR PERSONAL INFORMATION!!!!
- Mary Hughes

Great company. They do good work. I received a loan quickly and this literally saved my life.
- Bonnie Wysocki

Great service for comparing rates and terms with lenders. You can make the smart choice. Lenders are always available for questions. Satisfied customer.
- Marcos Forbes

I searched online for home loans. I then found a few results which was too good to be true. However, immediately I started to receive dozens of phone calls from several lenders. I gave them my phone number and that was a huge mistake! I didn't know that Lending Tree would give my personal information out to numerous banks. HORRIBLE EXPERIENCE.
- Judy Martens

I had a great experience with this company because they make the whole process so easy and fast that I had no problems at all getting my money and improving my financial situation! I really appreciate it!
- Steven Potts

The application process was very quick and simple. No tiresome paperwork and numerous forms to be filled out. Did not even have to upload income verification or bank statements. Received the requested funds very quickly. Would recommend this service to anyone needing urgent financial help.
- Marvin Richards

Worst company. I was not informed what they were going to do with my information. I DID NOT want to get 100 phone calls from multiply banks every day! DO NOT give them your phone number. No matter how I tried I could not delete my account, so I just turned off notifications. I am consulting with a lawyer about this situation right now.
- Richard Schaffer

I was searching for the best rates for home mortgages. Lending Tree turned out to be #1 in my search. I tried the service and got multiple offers that were "too good to be true." I called a few lending companies and finally chose North American Savings Bank that offered better terms than my local bank! So happy!
- Brain Maple

The person on the phone was great to talk to. Very polite and very understanding! The money was in my account within 2 days. Very fast!! My wife and I are very impressed.
- Danielle Holbrook

I needed a loan to consolidate my debt no one would give me a chance except LendingTree! They did and the entire process so fast and easy! I would definitely recommend them to any one. I’m so happy to have all my credit cards paid off and have only one payment instead!
- Lula Pope

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