NorthWestern Financial Review

Instant Loans USA

Instant Loans USA Overall rating: ★☆☆☆☆ 1 based on 3 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Instant Loans USA

Instant Loans USA is a loan referral service that connects users to more than 300 direct lenders that are ready to lend you up to $35,000 within one business day without any waiting, paperwork, faxing, collateral, guarantor, etc. They offer consumers get the cash they need today without affecting their credit score!

Company name Instant Loans USA
Founded 2011
Address 1125 E Broadway, #545 Glendale, CA 91205
Phone number (888) 775-0859
Email  Unknown
Instant Loans USA site


  • Online application
  • Various loan types
  • Amounts up to $35,000
  • Apply 24/7
  • Early repayment with no penalties
  • Easy-to-meet eligibility criteria
  • Quick funding
  • Bad credit is ok
  • Wide network of lenders


  • Not a direct lender
  • High costs
  • Unavailable in Arkansas, New York, Vermont, and West Virginia
  • Bad user reviews

Bottom line is an online platform that may be used to find the right lender for your needs. Still, we recommend searching elsewhere since this company has only a few user reviews (and they are bad).

Types of loans

With Instant Loans USA, you can apply for 3 types of loans:

  • payday loan – a short-term easily taken unsecured loan given in the amount of $100-$1000 and paid off with the next pay check.
  • title loan – a loan that requires an asset as collateral.
  • personal loan – a $1000-$15000 loan given for a longer than payday loan period and repaid in scheduled installments.

Eligibility criteria

To get a loan through, you must meet the following criteria:

  1. Be at least 18 years old.
  2. Have a valid email account.
  3. be a US citizen or legal resident.
  4. Have a steady income.

Category: Online Loans

Tags: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

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Instant Loans USA Reviews

They took money from my account after I repaid my loan in full and will not return them!!! BEWARE!!!
- John Harless

This company is illegally accessing my credit file. Stay away from them!
- Marshall Roy

I am a hard-working person going through some hard times at this moment. My wife just has lost a job and we were in need of some extra money. We applied for a fast loan of $400 via and got rejected for no reason!! Waste of time!!
- Barbara Allen

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