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Instant Cash

Instant Cash Overall rating: ★★★★★ 5 based on 3 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

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Instant Cash is a lender based in Michigan. It has 8 physical branches in the state, with the average rating being 5. All stores are licensed to issue cash advance loans in Michigan. Instant Cash is a member of the Community Financial Services Association of America (CFSA), which means the lender abides by responsible industry practices that ensure consumers understand the cost and risk of short-term cash advances to make the best financial decisions. The CFSA was established in 1999 as the national organization for short-term lending.

Company name Instant Cash
Founded 1999
Address 1660 19 Mile Road NE Cedar Springs, MI 49319
Phone number
instant cash site


  • Direct lender
  • Loans up to $35,000
  • Easy online process
  • Fast funding
  • Bad credit is ok
  • Early loan repayment with no penalties
  • No application or processing fees
  • CFSA member


  • Limited loan types
  • Small loan amounts
  • Short repayment terms
  • Only for Michigan residents
  • Not BBB accredited
  • Limited user reviews

Bottom line

Instant Cash could be a good option for getting a small dollar, short term payday loan. The key downside of this lender is that they only provide lending services in Michigan. So if you a resident of another state, you will have to search for an alternative in your area.

Types of loans

Instant Cash offers only one product – payday loans. These are small dollar, short term loans that are typically repaid within 31 days. Loan amounts range from $25 and $600. The borrowed funds can be used for whatever purpose.

Eligibility criteria

In order to get approved for a loan through, you must meet certain borrower requirements:

  1. Michigan resident
  2. Active personal checking account
  3. Full-time employment for at least 2 months or permanent government issued income
  4. Proof of identity (drivers license, state issued ID card, etc.)
  5. Social Security Number
  6. Proof of income (eg. most recent pay stub)
  7. Most recent 30-day bank statement with name and at least the last 4 digits of the account number
  8. A blank check, which you will write to Instant Cash, drawn on the open and active personal checking account mentioned above.

Category: Online Loans

Tags: Michigan

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Instant Cash Reviews

Friendly and professional employees! Love Instant Cash!!!
- Olivia Simpson

Work perfect every time i need extra cash!
- Mark Kollias

Very nice staff, always helpful!!
- Elisa Jacobson

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