NorthWestern Financial Review

EZ Money

EZ Money Overall rating: ★★★☆☆ 3 based on 15 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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EZ money logo

EZ Money is a lending company that was founded in 1988 in Billings, Montana. It was the first business of its kind in the city. Nowadays, EZ Money is a multi-location business. It offers services to residents of Iowa, Kansas, Michigan, Missouri, North Dakota, and Utah. Their products include payday loans, installment loans, cash advances, short term cash loans, installment loans, gift cards, Western Union money transfers, prepaid cards, prepaid phones, bill pay and bitcoin consultation. Over 33 years, the company has developed an extensive customer base that has often stated they really appreciated what EZ Money had to offer.

Company name EZ MoneEZ Money
Founded 1988
Address 2861 Capehart Rd STE F Bellevue, NE 68123
Phone number
Email  No
EZ money site


  • Experienced company
  • Wire range of financial services
  • Loans up to $3,000
  • Easy online process 24/7
  • Fast funding
  • Most reviews are good


  • Not a direct lender
  • Unavailable in most states
  • Not BBB accredited

Bottom line

With over 30 years of experience, EZ Money provides fast financial help to lift your burden in hard times. This company could be a good choice if you need extra cash urgently and there is nobody to borrow from.  The key dowsside if this lender is that their locations are limited. Anyway, we recommend that you read the agreement carefully and compare all options available in your area.

Types of loans

EZ Money currently offers three types of loans:

  • payday loans (online payday loans are available for residents of North Dakota) – short-term loans for small amounts — typically $1,000 or less — that are meant to be paid off with the borrower’s next paycheck.;
  • installment loans (Missouri and Utah) – loans for larger amounts – typically up to $3,000 – that borrowers must repay with regularly scheduled payments or installments over months or years;
  • online lines of credit (Kansas residents only) – revolving credit lines that can be used repeatedly for everyday purchases or emergencies in either the full amount or smaller increments..

Eligibility criteria

In order to get approved for a loan through, you must:

  1. be of legal age in your state of residence;
  2. be a US citizen or a US permanent resident;
  3. reside in one of the eligible states;
  4. have an active personal bank account;
  5. have a stable income;
  6. have a phone number and email address.

Category: Online Loans

Tags: Iowa, Kansas, Michigan, Missouri, North Dakota, Utah

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EZ Money Reviews

Very convenient and friendly service! love EZ Money!
- Susan Friedel

Got a loan within a day. Awesome job guys!
- Anthony Osorio

Not “easy” at all. Had a worst experience yesterday. Took half the day to finalize my application and in the end just said declined!!
- Erica Pfaff

Very helpful. They do a good job at explaining the process and trying to make clients feel comfortable. Anytime I have a question or concern I can call them and they answer it right away.
- Alvin Andres

Very nice team. The man on the phone was very professional and explained everything very well. Will use again if I need extra cash.
- Chris Sell

Took forever to get my loan… What a mess. Never again
- Brian Light

The customer support rep was very patient and friendly….. great customer service.
- William Vanhorn

There’s a reason they call it eazy money! it’s super fast and I’ve never had an issue! Highly recommended!
- John Parrott

First they I was approved for a payday loan then they said I wasn’t they blocked my email!! Awful business..
- Mary Smith

Everything was smooth and fast. Amazing staff.
- Mike Downer

First place I’ve ever been to that said it would take 3 days to get my loan.
- Kenneth Eisenberg

Horrible!! they charged way to much for my short-term loan!
- Shamika Gridley

EZ Money really helped me out when I was in a tough situation. The manager helped me he was soo friendly and professional as this was my first time using an online lender for my payday advance loan.
- Ron Posey

Terrible customers service! Rude and ignorant! Would never use again!.
- Donald Happel

I borrowed $1000 from EZ Money paid 3 installments of $236 each and when I called today to repay I was told my pay off is $1025 so I paid the $708 n still my pay off is 1025!! Is that a joke??? Illegal service!!
- Kathleen Adams

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