NorthWestern Financial Review

CreditNinja

CreditNinja Overall rating: ★★★★☆ 3.8 based on 9 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

creditninja logo

CreditNinja is an online lender offering personal loans, for borrowers with bad credit. The quick loan process allows Americans to get the money they need urgently. You can apply for a loan from the comfort of your home. That means you avoid long bank forms or tiresome lines. Typically, you can get approved and receive the funds within one business day. Loan amounts usually do not exceed $2,500. The company is headquartered in Chicago, U.S.

Company name CreditNinja (KMD Partners, LLC)
Founded 2018
Address 27 North Wacker Drive, Suite 404 Chicago, Illinois 60606
Website creditninja.com
Phone number
855-646-5201
Email  support@creditninja.com
creditninja site

Pros

  • Fully online experience
  • Quick and easy application process
  • Fast funding
  • Exceptional customer service
  • Get $50 when you refer friends

Cons

  • Not available in some states

Bottom line

CreditNinja can be a quick way out if you need a small-dollar loan for a short period due to emergency expenses. The lender is especially suitable for borrowers with bad credit or unexistent credit, although APRs can be very high.

Types of loans

CreditNinja provides access to personal loans:

  • Installment Loans
  • Bad Credit Options
  • Cash Advance Loans
  • Debt Consolidation Loans
  • No Credit Check Loans
  • Payday Loans
  • Quick Cash Loans

Eligibility criteria

To get accepted for a personal loan with CreditNinja, you must typically:

  1. be 18 years of age or older;
  2. be a U.S. citizen or permanent resident;
  3. have a source of income from employment or another source;
  4. have a bank account in your name.

Category: Online Loans

Tags: Alabama, California, Colorado, Delaware, Florida, Illinois, Louisiana, Mississippi, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Wisconsin

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CreditNinja Reviews

★★★★★
They were speedy with the loan process and I received my loan the next day in the morning. Thank you!!!
- John Rivera

★★★★★
The interest rate was very high but all payday loans are expensive. It got $1,500 in my bank account quickly and was able to pay my medical bills.
- Virginia Garraway

★★★★★
The staff were responsive and friendly! got approved the same day. I received my loan the next day.
- Edwin John

★☆☆☆☆
If I could give CreditNinja 0 stars, I would. They approved me for a payday loan with a ridiculous interest rate. I immediately called them and told I had changed my mind. About 10 days later I received an email with an offer to apply again. This company is such a shame, and I would recommend anyone thinking about going elsewhere.
- Sean Morgan

★★★★☆
Loan application took 20 minutes, got accepted. I requested 1500$ they only approved me for 1200$. Which is not what I needed to repair my taxi car. Thanks tho.
- Walter Rodden

★☆☆☆☆
BEWARE! CreditNinja are loan sharks. They charged me 825 dollars for a 600 dollar loan! I tried to repay my loan early but they would not allow it. Don’t use them.
- Sarah Guarino

★★★★★
The loan was quick and easy and reasonable. I received $800 sooner than I’d expected! Highly recommended!
- Jennifer Mena

★★★★☆
Easy, fast process. Yeah, the interest rates are quite high but that’s expected.
- Henry Smith

★★★★★
I haven’t had a problem with this lender they were there when all banks in Chicago wouldn’t give me a loan this is my second loan with this CreditNinja it was quick and easy.
- John Osgood

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