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Credit Acceptance Corporation is an auto finance company that provides car loans and other related financial products. They cooperate with a national network of dealer-partners, the automobile dealers participating in the programs.
|Company name||Credit Acceptance|
|Address||25505 West 12 Mile Road, Suite 3000, Southfield, MI 48034-8339|
- Online application
- Temporary income, bankruptcy and bad credit OK
- Partner dealerships in all 50 states
- Finances both new and used vehicles
- Reports to all three major credit bureaus
- Funds must be used at the specific dealership you’re connected with
- Can’t change payment due date
- Additional fees for many repayment methods
- Not transparent about rates and terms, which are set by the dealership
Credit Acceptance is best for you if you have bad or no credit and if you have ever faced loan rejection in the past. They consider a variety of credit back-grounds but they report to all three major credit bureaus — which means mak-ing timely payments can help you improve your score.
However, the website contains no information about the potential interest rates you’ll receive,so be sure to compare options and find the best offer.
Types of loans
Credit Acceptance provides both new and used car loans. However, loan rates and terms are determined by the dealership you’re connected with.
The lender doesn’t list any specific eligibility criteria. But they do men-tion that their partner dealerships work with bad credit or no credit his-tory, as well as borrowers who have a limited income or have open Chapter 7 or Chapter 13 bankruptcy.
To get approvied, be sure to provide you Social Security number, proof of in-come, proof of residence, and proof of bank account.
Category: Online Loans
Tags: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Posted by Shane Barton