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CashUSAToday Overall rating: ★★★★☆ 3.6 based on 12 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

CashUSAToday logo

CashUSAToday is an online service for Americans in need and looking for fast financial support. It is a direct lender headquartered in Delaware but services nearly half the country. The company claims to be a low-risk, hassle-free way for borrowers with bad credit to access small installment loans.

Company name CashUSAToday
Founded 2008
Address 8 The Green Suite #8084 Dover, DE 19901
Phone number
(800) 953-8114
CashUSAToday site


  • No third party involved
  • Online process
  • Fast funding
  • Bad credit accepted
  • Instant loan decision
  • Money for whatever purpose
  • No prepayment penalties
  • Low minimum loan amount
  • Flexible terms
  • No collateral
  • 72-hour satisfaction guarantee
  • No early repayment fees


  • Not available in some states
  • High interest payments
  • Spam complaints

Bottom line

If you need a fast small loan, have bad credit or no credit, and are confident in your ability to repay the debt quickly, CashUSAToday could be the right option for you. But keep in mind that there are more affordable lenders out there.

Types of loans

Cash USA Today offers online installment loans. Loans for first-time clients range from $50 up to $500, while return customers are able to get up to $1,000. The typical APR range is somewhere from 365% to 1564%. Loans terms typically do not exceed six months.

Eligibility criteria

There’s no credit score or minimum income requirements. To get accepted for a loan with CashUSAToday, you must typically:

  1. be 18 years of age or older;
  2. be a U.S. citizen or permanent resident;
  3. submit proof of income;
  4. have a savings account in your name.

Category: Online Loans

Tags: Alabama, California, Delaware, Florida, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nevada, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin

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CashUSAToday Reviews

A quick and simple loan process. Money was received quickly after the hassle-free application process. Just remember to repay the loan quickly to save high interest expense.
- John Bosque

Loan process was simple and fast. I borrowed a small amount – $400. Had no issues.
- Bonnie Moore

They don’t tell the truth! They charge more than they say they do. I will never apply with these guys ever again!
- Lila Burkholder

This company helped me when I needed money. The application was easy to fill out and I will definitely return again!
- Terry Estes

My loan says active since Monday. it’s Wednesday and I haven’t received my money!!!
- Karen Brody

Really nice service! I will come back for another loan. Thank you so much!
- Julianne Peoples

They continue to send emails to me about getting a loan. But I do not need a loan and never applied for one!! so tired of this spam! I think they will never UNSUBSCRIBE me!!!
- Cedric Lambert

This was a good experience, they were there when I needed the most! I would recommend this lender to anyone who is in need of fast cash! thanks again! I will be BACK…
- Jonathan Balke

Very helpful staff lady…She explained everything in a way that was clear. Was able to get $400 quickly.
- Jose Wilkins

It was ok at the beginning,,, and then it went bad. Customer service was awful and rude.
- Lisa Darby

Recently I had an emergency situation when my paycheck was delayed for a few days. CashUSAToday was right there when I needed $500 the most. The application process was simple and didn’t take long at all. The money was in my account the same day. Thank you!!!
- Lorraine Studdard

Great customer service! they were very polite and attentive to my needs. they answered me back immediately I would recommend Cashusatoday to all my friends and family. Thank you for being able to help me when I needed cash urgently!
- Irene Rollins

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