Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit ScoreRequest a Loan
Cashcity Payday is a lender offering 3 types of loans in Illinois for whatever needs. You can apply online in a few minutes with any credit. Their loans are a quick solution to emergency expenses. The lender has been providing fast cash loans for several years. By applying for a payday loan online via cashcitypayday.com, you will get an instant approval decision.
- Easy online application
- Fast funding
- Higher loan amounts are possible
- Bad credit is accepted
- Money for whatever needs
- Several loan types
- No renewals and associated fees
- For Illinois residents only
- Limited loan options
- No contact information
- No user reviews
- APRs can be high
Cashcity Payday seems a good choice for Illinois residents who are looking for a quick cash advance loan. Regretfully, we have not found any feedback from the previous borrowers, and there is no contact information. If you decide to apply for a loan with this lender, be careful and read the agreement twice. Keep in mind that payday loans are an expensive form of borrowing.
Types of loans
Cashcity Payday offers payday loans, installment payday loans and cash advances.
Payday loans are unsecured, short-term, small-dollar (typically up to $1000) that could help you cover unexpected expenses. Such loans can be used for whatever purpose, including vehicle repairs, home improvement, debt consolidation, vacation, education expenses, credit card payoffs, etc. Their key features are availability and quick funding. Payday loans are paid bank in one lump sum on the day you get paid.
Monthly installment payday loans are small loans that are paid off over time in a series of installments rather than in a lump sum. The amount of loan is small and can range from $3000.
Installment loans allow you to borrow money and repay it in equal monthly payments with a fixed interest rate. Installment loans are generally considered to be safe and affordable alternatives to payday loans.
To get approved for a loan with Cashcity Payday, you must comply with the basic eligibility criteria:
- Have a stable income and be employed for at least three months with same employer
- Must have an open and active checking account in your name
- Make at least $375.00 per week gross (before taxes, etc.)
- Be a U.S. citizen
- Be at least 18 years of age
- Not have more than two payday or installment payday loans outstanding.