NorthWestern Financial Review

Cashcity Payday

Cashcity Payday Overall rating: ★★★☆☆ 2.8 based on 9 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Cashcity Payday logo

Cashcity Payday is a lender offering 3 types of loans in Illinois for whatever needs. You can apply online in a few minutes with any credit. Their loans are a quick solution to emergency expenses. The lender has been providing fast cash loans for several years. By applying for a payday loan online via, you will get an instant approval decision.

Company name Cashcity Payday
Founded Unknown
Address Unknown
Phone number
Cashcity Payday site


  • Easy online application
  • Fast funding
  • Higher loan amounts are possible
  • Bad credit is accepted
  • Money for whatever needs
  • Several loan types
  • No renewals and associated fees


  • For Illinois residents only
  • Limited loan options
  • No contact information
  • No user reviews
  • APRs can be high

Bottom line

Cashcity Payday seems a good choice for Illinois residents who are looking for a quick cash advance loan. Regretfully, we have not found any feedback from the previous borrowers, and there is no contact information. If you decide to apply for a loan with this lender, be careful and read the agreement twice. Keep in mind that payday loans are an expensive form of borrowing.

Types of loans

Cashcity Payday offers payday loans, installment payday loans and cash advances.

Payday loans are unsecured, short-term, small-dollar (typically up to $1000) that could help you cover unexpected expenses. Such loans can be used for whatever purpose, including vehicle repairs, home improvement, debt consolidation, vacation, education expenses, credit card payoffs, etc. Their key features are availability and quick funding. Payday loans are paid bank in one lump sum on the day you get paid.

Monthly installment payday loans are small loans that are paid off over time in a series of installments rather than in a lump sum. The amount of loan is small and can range from $3000.

Installment loans allow you to borrow money and repay it in equal monthly payments with a fixed interest rate. Installment loans are generally considered to be safe and affordable alternatives to payday loans.

Eligibility criteria

To get approved for a loan with Cashcity Payday, you must comply with the basic eligibility criteria:

  1. Have a stable income and be employed for at least three months with same employer
  2. Must have an open and active checking account in your name
  3. Make at least $375.00 per week gross (before taxes, etc.)
  4. Be a U.S. citizen
  5. Be at least 18 years of age
  6. Not have more than two payday or installment payday loans outstanding.

Category: Online Loans

Tags: Illinois

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Cashcity Payday Reviews

I’ve contacted Cashcity Payday multiple times asking the progress of my complaint but heard nothing back. Very very disappointed. Do not use
- Alana Morales

Never answer their phones, don’t respond to emails, they don’t give a damn about their customers. Avoid this place by all means.
- Mario Gomez

Great service, was able to avoid the hassle as they make the entire process so easy! Definitely recommend this company.
- Gabriel Watkins

Such a great company! Everything was so fast and easy, I simply filled out a short form! Interest is high, but i really needed cash to pay a few important bills!
- Isla Floyd

As others have said, bad bad company. Have been unable to reach their customer support team for weeks now. I don’t believe they are actually operating
- Clayton Morgan

Terrible company, stay away. I have had hundreds of calls.. They obviously sold my phone number to scamming companies. Please stay away from them.
- Maximiliano Murphy

I would like to recommend Cashcity Payday as a great and friendly lender in Illinois! application is fast, funding is same day, would use again.
- Juliet King

Awful experience so far. They never respond to emails. Search for a better lender!!
- Olivia Thompson

I needed a loan in a hurry to repair my truck! My credit was bad. I searched online lenders in Illinois and discovered Cashcity Payday. I applied for a $800 loan and had the money deposited into my bank account the following day. Thanks to them, i was able to have my truck repaired. Great place!
- Ashley Holmes

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