NorthWestern Financial Review

CashBack Loans

CashBack Loans Overall rating: ★★★★★ 4.6 based on 13 reviews.
5 1
Leave a Review

Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

cashback loans logo

Cashback Loans is a direct lender from California. It has been offering short-term loans to residents of this state since 2003. With three loan options, you can apply for a loan that suits your needs. The lender strives to provide a hassle-free loan service. Today the company has 29 locations across California. The lender is licensed by the Department of Corporations and operates under California law.

Company name CashBack Loans
Founded 2003
Address PO Box 6090 La Quinta CA 92253
Phone number
cashback loans


  • Safe lender
  • Fast online applicaion
  • No credit check
  • Bad credit is ok
  • Quick turnaround
  • Additional services: gift cars, MoneyGram, check cashing
  • Payday fees clearly listed
  • 29 stores across California
  • Loan applications can be done on-site, online, or via call


  • Only available in California
  • High costs
  • Risk losing your car
  • Small amounts
  • not BBB accredited

Bottom line

CashBack Loans is a California-based lender that offers payday loans, signature installment loans and title loans. Although the lender has a limited scope, it clearly states most of its fees and the costs of his loans. This lender is only suitable if you have short-term money difficulties. If you’re having long-term financial struggles, you’d better consider some short-term loan alternatives instead.

Types of loans

Cashback Loans offers three types of loans:

  • Payday loans. You can borrow up to $300, though actually you’ll only receive $255 after the lender deducts a $45 loan fee – that’s $15 for every $100 borrowed. Terms vary, but most users repay their loans within 14 days.
  • Signature loans. These are installment loans. You can typically borrow between $2,510 to $3,600. Terms last 24 to 36 months, and interest varies based on your credit score and income. There is also a $75 administration fee.
  • Auto title loans. Auto title loans use your vehicle’s title as collateral. This means you can borrow between $2,510 and $50,000. However, you risk losing your car if you default on your loan.

You can apply for a loan online, by phone and at a store location. If accepted, you can choose to pick up your cash at a store or have them transfered to your bank account.

Eligibility criteria

Cashback Loans have easy to meet eligibility criteria. If you meet the following criteria, you may qualify for a payday loan or a signature loan.

  • You are a resident of California
  • You have a steady source of income
  • You have a state-issued ID
  • You are at least 18 years old

If you want to apply for an car title loan, you’ll also need:

  • A driver’s license
  • A lien-free title
  • Proof of insurance

Category: Online Loans

Tags: California

Posted by

CashBack Loans Reviews

Cashbackloans was amazing! Super fast and quick service! I was in a hurry and they made sure everything was handled with professionalism quickly!
- Lai Dedrick

I always return to this place when I need a small loan. They are always friendly and fast. I was in another state when my loan was due, and I called to explain. They said they would give me a few days to repay the loan. I was able to close my loan before the funds were taken from my account.
- James Vanwingerden

Nice customer service! Got the cash I needed in less than 30 minutes! Would definitely recommend!
- Martha Xiong

Very friendly service and they make it really easy to apply for a loan. Not only is the service speedy but they are very helpful also I am definitely coming back again.
- Lucille Souder

Do not waste your time!!! they were so slow and unattentive to their customers. The waiting time was ridiculous. Finally, I got rejected for a loan!!
- Hettie Purvis

I like this place. it’s always clean, the staff is nice and very helpful.
- Dixie Reed

They were very helpful and professional, and explained everything clearly and thoroughly. Will definitely come back again. Great customer service here!
- Harry McGriff

The staff was very helpful and answered all my questions. Also, they explained everything and made the loan process easy and quick!!
- Carmen Lingerfelt

Great experience! The staff were very nice and wanted to make things right. A payday loan was provided to me in about an hour. I was very surprised. These guys really try to work with their customers!
- Travis Dupre

Cashback Loans helped me out today! I needed money immediately for medical treatment. It was evening and all stores were closed already. I had literally run out of options. I searched online and found out Cashback Loans was open. Their staff helped me through the entire process and were super friendly. I wouldn’t hesitate to use this lender again.
- Angela Banuelos

Amazing service! I was stressed out and worried but they provided the best help and support. They walked me through the entire process and were extremely understanding. Great experience!
- Joshua Berg

Recently I needed a payday loan. I went to a lot of places but this lender was the friendliest. Payday loans were the easiest and quickest. The staff was very nice. If I need a little help till payday next time, I will definitely be back.
- George McMasters

I applied for a loan and had money in my bank account in about 30 minutes. It went smoothly. they explained everything and made this entire process easy to understand. I will definitely come back here again if I ever need fast cash.
- Michael Conklin

Feedback Form

Review Content