NorthWestern Financial Review

Cash Link USA

Cash Link USA Overall rating: ★★★☆☆ 2.9 based on 31 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Cash Link USA logo

Cash Link USA is a licensed lender offering installment loans and lines of credit. The business was founded in 2017. Their mission is to provide affordable and flexible financial products and services to those in need. Cash Link USA is 221 out of 288 best companies in the category Financial Consultant on Trustpilot. A poor credit score won’t affect your ability to borrow funds. The lender is licensed to issue online loans in Kansas, Missouri, Tennessee, Texas and Wisconsin.

Company name Cash Link USA
Founded 2017
Address PO Box 7084 Kansas City, MO 64113-0084
Phone number
Cash Link USA site


  • Direct and popular lender
  • Easy online process 24/7
  • Next day funding
  • All credit types OK
  • Rewards
  • Longer repayment terms
  • Does not affect yor credit
  • OLA member
  • The site has mostly good reviews


  • Limited loan products
  • Potentially high charges
  • Small amounts
  • No short repayment periods
  • Only available in 5 states
  • Not BBB accredited
  • There are still many bad reviews

Bottom line

Cash Link USA seems a good place for apply for personal lines of credit or installment loans. Over 5 years, the company has earned a fairly good reputation. However, limited availability makes millions of consumers serach for alternatives.

Types of loans

Cash Link USA offers 2 loan products:

  • Personal Line of Credit (Kansas and Tennessee)
  • Installment Loans (Missouri, Texas and Wisconsin)

The lender currently offers loan amounts up to $1,000 for first time borrowers. In general, the minimum term is 120 days, while the maximum term is 8 months.

Eligibility criteria

In order to get approved for a loan with Cash Link USA, you must:

  1. be a legal U.S. resident
  2. be at least 18 years old
  3. have a steady source of income
  4. be currently employed
  5. have an active bank account in your name

Category: Online Loans

Tags: Kansas, Missouri, Tennessee, Texas, Wisconsin

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Cash Link USA Reviews

The process was very simple and quick. The agent was very friendly and agreeable. He helped me get the money I needed and assisted me throughout the process. I would recommend them to friends and my family.
- Mary Pape

Insane APR rate – 750% on a $400 loan!! You will have to repay $1600 dollars. Wait, what??!!
- Lloyd Vineyard

I never got my funds. I signed the agreement but the money never was sent into my account. Is that possible that Cash Link USA are scammers who got my personal info to steal my identity???
- Hazel Strickland

I have not received my money yet and it’s been 3 business days. The phone number given always says 5 6 7 8 9 10 people ahead of me and I still have not received a call back!! I’m reporting them to the BBB.
- Mike Harkins

CashLinkUSA promised the money would be in my account the next morning and it is not. I could have went with another lender and received my funds much faster!!!
- Joe Doughty

The agent was very rude. Not recommended.
- James Hawkins

The process was hassle-free. The manI spoke with was very nice. Received the funds as expected, the next morning. I would recommend this place to anyone.
- Ira Moody

I was hoping for at least $700 to keep me afloat until i receive my pay check but only was approved for $400 and the interest was sky-high.
- Gary Day

It took eternity for loan to go through and get a response
- Nora Whyte

Terrible lender!! Approved for a loan but never got the money!! And I better not have money outta my account!
- Jacob Rodriguez

The agent was really nice and attentive! She answered my questions right away and made the process speedy and simple!
- Kenneth Gonzalez

The lady I spoke with was very kind, polite and compassionate. This is why I am giving them a 5 star rating. The process was fast and easy!
- James Samuel

Awesome service but ridiculous interest rates!
- Gilbert Roach

Great place to borrow funds. The process is a bit irritating but great company for fast cash. 4 stars.
- Steven Rodriguez

Customer service was good. The lady on the phone was very patient as I went through of my payback costs.
- Shari Leddy

They were there for me when no other lender could be. Their customer service is exceptional. Would use again!
- Grover Baskin

Not a good solution. Awful customer service! Please stay away from them
- Gail Ridgeway

Their charges are ridiculous. I asked to borrow $400 and their fees were $760!! OMG! DO NOT USE THIS WEBSITE!!
- Beulah Duvall

Too many hidden fees. You pay back way more than you get in the end, not a good place to borrow cash, please be aware.
- Kristie Stott

I filled out the application and receive the funds the next day in the morning. Customer service was great when I called them with some concerns. I will use them again if needed.
- Lindsey Peterson

I am so grateful for the opportunity I was given. The entire process was speedy and effortless.
- Carmen Diehl

Thei interest is TOO high. I can’t believe it is legal.
- Dustin Bowles

Nice customer service but told I would get my money by the next day from monday an tuesday is here 11am still no money..
- Adrian Arias

Good experience so far! Helpful and kind employees and funding. Payments are not too high and payoff encourages. 10/10 do urge, and that I will use them in the future!
- Ruben Gibbs

I had the pleasant experience with Cash Link USA. They were professional and friendly.. I would recommend this lender to anyone
- Dorothy Griffin

Fantastic customer support. Straitforward process. Emails are answered quickly. Payment to best suit the customer. I would recommend this place to friends and family.
- Norman Chery

They’re a great company to work with! Received my installmant loan as promised. No hassle, no lines. And that I can appericate that much.
- Guy Blankenship

I signed all the papers but never received the loan.
- Stacie Franklin

Fast and simple application and amazing customer service. Very pleased with amount I was eligible for. Extra benefits for being a customer :)
- James Wallace

They told I would have $1,000 in my account within 3 hours. It’s the next day and I still waiting. I know it’s a day off, but if it wasn’t going to happen as they said it would, they should have let me know.
- Mary Lorre

- Jonathan Gagne

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