Cash Link USA
Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit Score
Request a Loan
Cash Link USA is a licensed lender offering installment loans and lines of credit. The business was founded in 2017. Their mission is to provide affordable and flexible financial products and services to those in need. Cash Link USA is 221 out of 288 best companies in the category Financial Consultant on Trustpilot. A poor credit score won’t affect your ability to borrow funds. The lender is licensed to issue online loans in Kansas, Missouri, Tennessee, Texas and Wisconsin.
| Company name | Cash Link USA |
| Founded | 2017 |
| Address | PO Box 7084 Kansas City, MO 64113-0084 |
| Website | cashlinkusa.com |
| Phone number |
1-800-939-7330
|
| [email protected] |
Pros
- Direct and popular lender
- Easy online process 24/7
- Next day funding
- All credit types OK
- Rewards
- Longer repayment terms
- Does not affect yor credit
- OLA member
- The site has mostly good reviews
Cons
- Limited loan products
- Potentially high charges
- Small amounts
- No short repayment periods
- Only available in 5 states
- Not BBB accredited
- There are still many bad reviews
Bottom line
Cash Link USA seems a good place for apply for personal lines of credit or installment loans. Over 5 years, the company has earned a fairly good reputation. However, limited availability makes millions of consumers serach for alternatives.
Types of loans
Cash Link USA offers 2 loan products:
- Personal Line of Credit (Kansas and Tennessee)
- Installment Loans (Missouri, Texas and Wisconsin)
The lender currently offers loan amounts up to $1,000 for first time borrowers. In general, the minimum term is 120 days, while the maximum term is 8 months.
Eligibility criteria
In order to get approved for a loan with Cash Link USA, you must:
- be a legal U.S. resident
- be at least 18 years old
- have a steady source of income
- be currently employed
- have an active bank account in your name