Cash Factory USA
Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit ScoreRequest a Loan
Since 2016, Cash Factory USA has been providing access to long-term installment loans and payday loans in California, Idaho, Utah, Missouri, Nevada, Texas, Wisconsin, and Delaware. Their loans are deposited to borrowers’ checking accounts typically by the next business day. The company is licensed with the Department of Financial Protection and Innovation (DFPI). The business is based in Las Vegas, Nevada. Cash Factory USA is not a lender in all states and loan approvals and amounts vary by state and lender.
|Cash Factory USA
|101 Convention Center Dr Las Vegas, NV
- Free to use
- Easy online process
- Loan cancellation available
- Loans funded as soon as today
- Won’t affect your credit score
- Extensive rate breakdown
- Member of the CFSA
- Not a direct lender in all states
- Limited company information
- Small amounts
- Extremely high APRs
- Not BBB accredited
- Complaints detected
- Only available in five states
As a short term lender, Cash Factory USA is 100% an expensive financing option. But on the other side, the lender has a good reputation and offers quick loan processing and funding. You can also cancel your loan without penalties. Overall, it is a great solution to unexpected financial problems if you live in one of the 8 eligible states and have no other way out.
Types of loans
Cash Factory USA offers payday loans (which the site refers to as short-term loans) and installment loans to residents of five states. You may be able to borrow between $100 and $1,000 depending on where you live, and terms last anywhere from a few weeks to six months.
In order to get approved for a loan with Cash Factory USA , you must:
- be of legal age in your state;
- be a US citizen or a US permanent resident;
- reside in California, Idaho, Utah, Missouri, Nevada, Texas, Wisconsin, or Delaware;
- have an active bank account;
- have a steady income;
- have a valid phone number and email address.