NorthWestern Financial Review

Capital Bean

Capital Bean Overall rating: ★★★☆☆ 3.3 based on 3 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

capitalbean logo

Capital Bean offers a loan matching service for US residents. They offer a speedy way for consumers to borrow cash online. The portal offers an easy-to-use application form that can be completed in a few minutes. You could get a quick decision on-screen and then receive your funds in your checking account as soon as the same day. Capital Bean is not a direct lender. Instead, it works with a network of licensed and reputable lenders in each state. In this way, they can make sure you get the best loan for your unique needs.

Company name Capital Bean
Founded 2021
Address 7073 Cedarwood Dr. Los Angeles, CA 90006
Website https://capitalbean.com/
Phone number
1-865-884-6510
Email  info@capitalbean.com

capitalbean site

Pros

  • Bad and no credit options
  • Get money within 24 hours
  • Quick online application process
  • High loan amounts
  • Wide network of lenders

Cons

  • Limited loan options
  • Not a direct lender
  • No low rates
  • No low fees
  • Not available in all states
  • Potentially high rates
  • No user reviews

Bottom line

Capital Bean can be a good choice if you have poor credit. If you are facing an emergency and need money quickly and have no other alternatives, applying for a payday loan offered by this company is an option to consider. Keep in mind that payday loans come with very high interest rates. Therefore, before taking a loan from Capital Bean, make sure that you read and understand the loan terms and ensure you can pay off the loan on time.

Types of loans

Capital Bean offers payday loans only. This product is best when you need to cover short-term or emergency expenses. The main feature of a payday loan is that you can get cash instantly after you’ve applied. You are then expected to repay the funds month by month, the next week or on your next payday. With Capital Bean, you can borrow between $100 and $35,000. The amount you qualify for depends on your monthly income, credit score and some other factors.

Eligibility criteria

To be eligible for a loan with Capital Bean, you must meet a few requirements:

  • Be a US citizen or permanent resident
  • Be 18 years or older
  • Have an active checking account in your name
  • Make at least $800 per month
  • Able to make repayments each month

You do not have to have a good credit to get approved for a payday loan.

Category: Online Loans

Tags: Alabama, California, Colorado, Florida, Illinois, Indiana, Iowa, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nevada, New Mexico, Ohio, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin

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Capital Bean Reviews

★★★★☆
Applied for a loan with Capital Bean and get approval in 5 minutes. Yes, fees are quite high but this is what payday loans are about
- David Werner

★★★☆☆
Average loan referral platform. Got matched with a third party lender that charges very high fees
- Maya Horton

★★★☆☆
Has anyone used this matching service? Found no feedback
- Lennon Briggs

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