NorthWestern Financial Review

Balance Credit

Balance Credit Overall rating: ★★★★★ 5 based on 5 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Balance Credit is a direct lender that operates in AK, AR, AZ, FL, IN, KS, KY, LA, MI, MN, MT, NE, OH, OK, TN, UT and WA. It offers payday, installment loans, and line of credit.

Company name Balance Credit
Founded Unknown
Address P. O. Box 4356, DEPT #1557, Houston, TX 77210-4356
Phone number 1-(855)-942-2526

balance credit website


  • Direct lender
  • Online service
  • OLA cretified
  • Different financial products


  • Increased APR
  • Not all states served

Bottom Line

Balance Credit is a direct lender located in Houston, TX. This service is certified and regulated in each U.S. state where this service operates. Bad credit is not a definite reason for refusing client’s application. You should comply with three steps to apply for any chosen product. The decision is made fast within several minutes, but it may take longer depending on the filled in application.

Types of Loans

Balance Credit offers the following types of lending options:

  • Personal loans;
  • Emergency loans;
  • Bad credit loans;
  • Installment loans;
  • Payday loans;
  • Debt consolidation loans.


Common requirements set by Balance Credit are:

  • Social Security number;
  • A valid email address;
  • A valid phone number;
  • Your source of income details;
  • The routing and bank account number where you want the funds deposited.

Category: Online Loans

Tags: Alaska, Arizona, Arkansas, Florida, Indiana, Kansas, Louisiana, Michigan, Montana, Nebraska, Ohio, Oklahoma, Tennessee, Utah, Washington

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Balance Credit Reviews

The service has been wonderful ever since I first started. Fast, convenient, efficient. Great job!
- Theodore Higgins

Always helping me when I need it the most. Especially when I’m in the red. Thank you!
- Romelia Ortiz

Fast and easy. I have had absolutely no problems with this company. Loan almost paid off.
- Jesus Sterling

Met my needs. Quick, fast, and easy.
- Jose Gibbons

My experience was good! My questions were responded, the manager was informative and courteous, and look forward to do business with them again!
- Mary Perkins

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