NorthWestern Financial Review

Ascend Loans

Ascend Loans Overall rating: ★★☆☆☆ 1.8 based on 6 reviews.
5 1
Leave a Review

Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

Ascend Loans

Ascend Loans is a California-based lender that is designed to help consumers meet short-term borrowing needs. These loans are an expensive form of credit and are not intended to deal with long-term money issues. The website is owned and operated by Ascend Loans, LLC, a wholly-owned economic development arm and instrumentality of the Habematolel Pomo of Upper Lake, a federally recognized Indian tribe.

Company name Ascend Loans
Founded Unknown
Address 635 East Highway 20, U Upper Lake, CA 95485
Phone number (888) 512-7236
Ascend Loans site


  • Online application
  • Apply 24/7
  • Only installment loans
  • Relaxed eligibility criteria
  • Quick funding
  • No penalties for early repayment
  • Bad credit is ok
  • Automatic repayment


  • Only available to residents of California
  • No user reviews
  • Small loan limit
  • High costs
  • Operates within the Tribe’s jurisdiction

Bottom line

Ascend Loans is a direct lender that only offers installment loans in amounts ranging from $300 to $1,000. This company is suitable only for California residents who need fast cash for a short period. Since the lender is regulated by a tribe, read the agreement carefully before signing.

Types of loans

Ascend Loans only offers installment loans. That means you repay your loan over a set amount of time. Loan amounts do not exceed $1,000.

Eligibility criteria

To get a loan through Ascend Loans, you must meet the following criteria:

  1. Be at least 18 years old.
  2. Have a valid email account.
  3. be a legal California resident.
  4. Have a verifiable name, address, date of birth, and Social Security Number.
  5. Have a steady income.

Category: Online Loans

Tags: California

Posted by

Ascend Loans Reviews

Did an online application was approved for $800, and the pay back was 40 times $108 Wtf??? Those people should be behind bars
- xxx

Was approved for a $500 loan and was pleased until I saw I was paying over $3000 back! Do people actually do business with them? Well they can go..... Themselves.
- William wells

I literally signed up for payments to be automatically withdrawn. I have all the contracts that I've signed. When my first payment was supposed to process the site tells me it's past due because I didn't make the payment. What? My credit score is going to suffer because of their own error. The automated system is a joke
- Eva Carrillo

This is the first time I have used Ascend Loans and I was very satisfied with their service and very nice employees that explained everything very thoroughly and answered all my questions. I will definitely use them again if i need fast cash
- James Hunter

they said they approved my application. but after I send all the necessary information and documents they said they cannot approve my loan. Now they had all my personal data. do not know how to trust this company.
- Angela Reamer

Ascend Loans are scammers! I had a poor experience dealing with this company who are just another scammers who get your personal information just to do identity theft.
- Lillie McClure

Feedback Form

Review Content