NorthWestern Financial Review

Ascend Loans

Ascend Loans Overall rating: ★★☆☆☆ 2.3 based on 3 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Ascend Loans

Ascend Loans is a California-based lender that is designed to help consumers meet short-term borrowing needs. These loans are an expensive form of credit and are not intended to deal with long-term money issues. The website is owned and operated by Ascend Loans, LLC, a wholly-owned economic development arm and instrumentality of the Habematolel Pomo of Upper Lake, a federally recognized Indian tribe.

Company name Ascend Loans
Founded Unknown
Address 635 East Highway 20, U Upper Lake, CA 95485
Website ascendloans.com
Phone number (888) 512-7236
Email  customerservice@ascendloans.com
Ascend Loans site

Pros

  • Online application
  • Apply 24/7
  • Only installment loans
  • Relaxed eligibility criteria
  • Quick funding
  • No penalties for early repayment
  • Bad credit is ok
  • Automatic repayment

Cons

  • Only available to residents of California
  • No user reviews
  • Small loan limit
  • High costs
  • Operates within the Tribe’s jurisdiction

Bottom line

Ascend Loans is a direct lender that only offers installment loans in amounts ranging from $300 to $1,000. This company is suitable only for California residents who need fast cash for a short period. Since the lender is regulated by a tribe, read the agreement carefully before signing.

Types of loans

Ascend Loans only offers installment loans. That means you repay your loan over a set amount of time. Loan amounts do not exceed $1,000.

Eligibility criteria

To get a loan through Ascend Loans, you must meet the following criteria:

  1. Be at least 18 years old.
  2. Have a valid email account.
  3. be a legal California resident.
  4. Have a verifiable name, address, date of birth, and Social Security Number.
  5. Have a steady income.

Category: Online Loans

Tags: California

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Ascend Loans Reviews

★★★★★
This is the first time I have used Ascend Loans and I was very satisfied with their service and very nice employees that explained everything very thoroughly and answered all my questions. I will definitely use them again if i need fast cash
- James Hunter

★☆☆☆☆
they said they approved my application. but after I send all the necessary information and documents they said they cannot approve my loan. Now they had all my personal data. do not know how to trust this company.
- Angela Reamer

★☆☆☆☆
Ascend Loans are scammers! I had a poor experience dealing with this company who are just another scammers who get your personal information just to do identity theft.
- Lillie McClure

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