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Ascend Loans is a California-based lender that is designed to help consumers meet short-term borrowing needs. These loans are an expensive form of credit and are not intended to deal with long-term money issues. The website is owned and operated by Ascend Loans, LLC, a wholly-owned economic development arm and instrumentality of the Habematolel Pomo of Upper Lake, a federally recognized Indian tribe.
|635 East Highway 20, U Upper Lake, CA 95485
- Online application
- Apply 24/7
- Only installment loans
- Relaxed eligibility criteria
- Quick funding
- No penalties for early repayment
- Bad credit is ok
- Automatic repayment
- Only available to residents of California
- No user reviews
- Small loan limit
- High costs
- Operates within the Tribe’s jurisdiction
Ascend Loans is a direct lender that only offers installment loans in amounts ranging from $300 to $1,000. This company is suitable only for California residents who need fast cash for a short period. Since the lender is regulated by a tribe, read the agreement carefully before signing.
Types of loans
Ascend Loans only offers installment loans. That means you repay your loan over a set amount of time. Loan amounts do not exceed $1,000.
To get a loan through Ascend Loans, you must meet the following criteria:
- Be at least 18 years old.
- Have a valid email account.
- be a legal California resident.
- Have a verifiable name, address, date of birth, and Social Security Number.
- Have a steady income.