AmOne

AmOne is a free loan referral service, which helps consumers get personal and business loan offers from a variety of lenders. The company has been operating since 1999 and has already facilitated over $4 billion in loans. Using fast preapproval services, you can compare multiple loan options without affecting your credit score.

Pros

• Free to use
• Serves customers in all 50 states
• No hidden costs
• Readily available helpline
• Offers a variety of loans
• High loan amounts
• Easy online application
• No hard inquiries on your credit report

Cons

• Lack of transparency
• No way to compare lenders side by side
• Customer support is not available 24/7
• Not BBB accredited
• Phone calls from lenders

Bottom line

AmOne helps you find the best loan option no matter what your credit or financial situation is. The referral service is free to use, and there’s no risk. However, you will have to speak with the company’s representative over the phone, so you cannot find a loan entirely online.

Types of loans

You can choose between the following types of AmOne personal loans:

• Auto Refinance
• Home Improvement
• Debt Consolidation
• Auto Repairs
• Build Credit
• Auto Loan
• Business/Start-up
• Home Buying/Refinance
• Extra Cash/Cushion
• Investment
• Taxes
• Unexpected Expense
• Large Purchase
• Medical/ Dental
• Student Loan Refinance
• Vacation/Travel
• Moving/Relocation
• Student Loan
• Pay Bills/Pay Off Debt
• Wedding
• Other

Loan requirements

To get approved via AmOne, you must meet the following qualifications:

1. Be a United States citizen or permanent resident;
2. Be 18 years or older;
3. Have a steady source of income;
4. Have a valid SSN;
5. Have a valid bank account;
6. Have a responsible credit history;
7. Have a valid phone number and email address.