NorthWestern Financial Review

AmeriCash Loans

AmeriCash Loans Overall rating: ★★☆☆☆ 1.7 based on 9 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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AmeriCash Loans is an online lender offering clients loans online since 1997. Its headquarter is located in Illinois, Des Plaines. There is a possibility to apply for a loan either online or in store. The loan amount and repayment terms are depanding on the state.

Company name AmeriCash Loans
Founded 1997
Address PO Box 1728, Des Plaines IL 60017
Phone number (888) 907-4227


  • Fast and secure service
  • Fast Approval
  • Fast transferral of funds to bank account
  • Refer-a-friend program


  • Increased APR
  • Few states are covered
  • Not definite info about loan amounts

Bottom Line

AmeriCash Loans is an online and in-store lender offering clients up to $4,000 for a certain period of time. It offers payday or installment loans varying with terms and rates. They vary depending on the state you live in. They offer a bonus program: refer a friend and get $100, you friend will also get $50. They may have restrictions, please address the customer care support.

Types of Loans

This company offers installment loans. An installment loan is a loan paid by in equal installments. The amount and terms vary depending on the state.


  • Verified bank account and voided check (if applicable);
  • Valid Driver’s License/State ID;
  • Current proof of income;
  • Proof of residency (2 recent pieces of business mail).

Category: Online Loans

Tags: Arkansas, Florida, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Oklahoma, South Carolina, Wisconsin

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AmeriCash Loans Reviews

Never come accross this company. Terrible, scam, harsh! Nothing pleasant can be said about.
- James Johnson

Good service. Not the best I am working with but it gives an opportunity to be approved. I paid a loan back fast borrowing $300. There were no hidden fees. I have met negative feedback about this company but I am a lucky guy!
- Cornelius Webb

Terrible service! The staff is impolite, you ask them something, they just become harsh. It is absolutely unpleasant to address AmeriCash Loans. Finally, I leave their store without any explanation of how to pay a loan back.
- Tiara Long

I visited the office i Minnesota. Do not like that store any more. The manager was infriendly and indifferent. He has no desire to help me and explain the terms and rates I have to pay back. Find another store to solve my financial problems.
- Edith Schultz

I have been approved for a loan through AmeriCash Loans. I like the company, the staff is helpful. They select the most affordable loan terms for me. It copes my financial problems. Thank you!
- Monica Barrientos

Even if you approved, avoid this company. They will cheat you. You will constaly debited funds from your bank account. Not approved company and the staff is constantly rude.
- Sherrie Hibbard

There was some problem with my bank account. I have an overdraft. This company denied to transfer the borrowed loan amount. I said I have no money to cope this issue. As a result, the manager became rude and I decided not to use their service.
- Charles Yocom

Please, don't go through this company. The managers are rude and impolite. They are not helpful in difficult situation but make it worse. Better find another way out from a financial crisis.
- Mary Hale

Scam AmeriCash Loans! They charged extra money from me. It seems I still have a debt. They constatly call me offering new loans but I rejected. Have no idea how to get rid of this company.
- Janay Alcott

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