NorthWestern Financial Review

Allied Cash Advance

Allied Cash Advance Overall rating: ★★☆☆☆ 2.3 based on 14 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Allied Cash Advance is a both a lender and a referral service that offers short-term financial solutions to people in 18 states. Depending on your state, you may be able to borrow from $50 to $5,000. The company focuses on people with bad credit and offers both in-store and online loans. In-store financial services are available at 70+ locations.

Company name Allied Cash Advance
Founded 1999
Address P.O. Box 36454, Cincinnati, OH 45236-045
Phone number
Email  No

Allied Cash Advance site


  • Direct lender
  • Quick funding
  • Less-than-perfect-credit
  • Multiple loan options
  • Member of the CFSA and OLA
  • Easy repayment options
  • Loans up to $5,000
  • Borrower contact options
  • Refer-a-friend bonus
  • No credit check
  • Experienced company
  • Rapid approval
  • Available both online and in stores


  • Limited availability
  • Not BBB accredited
  • Too many user complaints
  • Online loans through Check ’n Go
  • No APR information
  • Virginia lawsuit

Bottom line

Allied Cash Advance is a legit company that offers payday loans, lines of credit and installment loans directly and through its reputable partner lender, Check ‘N Go. With three different options available, the lender may be able to help get you get fast cash for your emergency needs. But its not transparent about rates, fees and terms. Moreover, Allied Cash Advance has had some legal issues in the past and user reviews aren’t great. Before you apply with this company, compare your other short-term loan options.

Types of loans

Allied Cash Advance offers three loan products:

  1. Payday loans (or cash advance loans);
  2. Short-term installment loans;
  3. Lines of credit (only available in-store in Virginia).

Payday loan amounts range somewhere between $100 and $865. Loan fees range from $25 to $134.07. Payday loans are short-term and are typically repaid in two to four weeks.

Installment loans may go up to $5,000 and usually have terms lasting a few months.

The lender offers in-store services in five states, which are:

  • Arizona
  • California
  • Virginia
  • Indiana
  • Michigan

Additionally, you can apply for funding online in the following states:

  • Alabama
  • Florida
  • California
  • Hawaii
  • Illinois
  • Indiana
  • Kansas
  • Maine
  • Michigan
  • North Dakota
  • Mississippi
  • Missouri
  • Nevada
  • Ohio
  • Oklahoma
  • Texas
  • Wyoming
  • Utah
  • Delaware
  • Idaho
  • New Mexico
  • South Carolina

Eligibility criteria

To qualify for a loan with Allied Cash Advance, you have to meet the following criteria:

  1. Valid bank account;
  2. Steady source of income;
  3. Government-issued ID;
  4. US citizen or permanent resident;
  5. Age of majority in your state.

Category: Online Loans

Tags: Alabama, California, Florida, Hawaii, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, North Dakota, Ohio, Oklahoma, Texas, Utah, Wyoming

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Allied Cash Advance Reviews

The staff is VERY rude, uncooperative and not understanding.
- Dawn Wagner

I have done business with Allied and we have no complaints about the lender. If you need a fast loan, then this is the right place. The process was quick and easy. It takes a few minutes to apply and a few hours to get the funds.
- Matthew Crayton

Love their managers in Tucson Arizona and the way they help their customers. They make everyone feel like they are VIP clients. The staff are very understanding and very helpful, it’s a pleasure to work with them.
- Jessie Crawford

The ad says no credit check involved but they DID pull a credit check. I’m about to dispute the credit check because that’s false advertisement. Be careful when dealing this this lender.
- Elaine Rousey

I took a loan out and the employee typed the wrong “due date” into the agreement, which made the loan due 4 days before I was even paid. Their error costed me $209 extra dollars!!!
- Larry Jones

Allied illegally did a credit check on me without my permission.
- Myrtis Smart

I had an amazing experience with this lender. The staff was very nice and professional. Shannon did a good job processing my paperwork and answering all of my questions and concerns. I highly recommend thim. If I need cash in the future I will surely return.
- Monica Soloman

★☆☆☆☆ is a scam and fraud. Report to the police and the attorney general any calls from them. Do not do business with them. They steal your information.
- Victor Caldwell

Endless phone harassment, rude staff, and constant turn around of different employees. Stay away from them.
- Stephen Cheeseman

Allied Cash Advance is the rudest, most racist company ever. I will contact the BBB asap. This lender is a stealing information and using it for marketing!!!
- Evelyn Seaman

If I could give 0 stars I would definitely do so. The worst experience I have ever had with a lender!
- William May

Good place to go when you need fast cash. The staff is very kind and helpful. I would definitely recommend this lender if you’re in need of some extra money. They make the process very fast and easy, had a very pleasant experience.
- Kathy Frank

This is the biggest scam company ever, they said on the phone that the funds would be in my account in 30 minutes then say you have to pay another $350 to release the money. SCAMMERS!!!
- Lottie Mitchell

Allied Cash Advance must be avoided. T advertise bad credit loans but expect you to have perfect credit. This biased lender is too picky as to who they sign up for business. Their ads are misleading.
- Don Ross

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