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AdvanceSOS Overall rating: ★★★★★ 5 based on 27 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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AdvanceSOS logo

AdvanceSOS is a loan connection service that was designed to help you get quick cash advances for various types of emergencies. The online platform connects borrowers with multiple direct payday and installment loans lenders across the US.

Company name AdvanceSOS
Founded Unknown
Address 812 E Central Ave, Miami, OK 74354
Phone number
+1 (918) 544-52-99

AdvanceSOS site


  • Bad credit is OK
  • 150+ proven and reliable lenders
  • Get money within 24 hours
  • Quick and straightforward application process
  • Online and early repayment options
  • No guarantor or collateral requirement
  • A team of financial experts
  • Same-day fund deposit is possible
  • Fast feedback
  • Good user reviews


  • Limited loan options
  • Not a direct lender
  • Potentially high rates
  • Unavailable nationwide

Bottom line

If you need fast cash in an emergency, AdvanceSOS could be an option to consider. The company has received positive feedback and works with bad credit. However, keep in mind that payday loans come with high interest rates.

Types of loans

AdvanceSOS provides access to quick loans up to $5000. Borrowers can use the loan for whatever purpose. Therefore, you can use the funds to deal with any emergency from vehicle repairs, paying utility bills, and other unforseen expenses. Here you can take out payday loans and installment loans.

  • Payday loans are small-dollar, short-term cash advance loans. You can usually borrow between $100 and $5000 depending on the lender and the local state laws.
  • Installment loans are medium-term cash advance loans. You can typically borrow from $1500 to $5,000 for whatever expense. This kind of loan is expected to be paid back within 2 years, depending on the lender and the loan terms. Installment loan are paid off in fixed installments, which can be weekly or monthly.

Eligibility criteria

To be eligible for a loan with AdvanceSOS, you must meet the following borrower requirements:

  • Be a US citizen or legal permanent resident
  • Be at least 18 years
  • Have an active saving or checking bank account in your name
  • Proof of address (a utility bill, etc.)
  • Earn at least $1,500 each month
  • Have a valid phone number and email

You do not need to have a good credit to get approved for a loan with AdvanceSOS.

Category: Online Loans

Tags: Alabama, California, Colorado, Florida, Illinois, Indiana, Iowa, Kentucky, Louisiana, Ohio, Tennessee, Texas

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AdvanceSOS Reviews

I am writing to you from Indiana and can recommend Advance SOS. It is a safe online lender. They offer competitive rates and complete confidentiality. In addition, you will get a payday loan even with poor credit. I was able to repay the loan early without extra interest and penalties. Love it!
- Hailey Thomas

I had a question about the application process and the customer support agent answered it immediately. The lady was very friendly and understanding. Got approved within minutes and received the money in about 3 hours. Good experience!
- Kaiden Mills

I needed $600 for car repairs and I found this company. Although I am 60 years old, it was very easy to apply online. Easy way to get money instantly. I will use Advancesos again and recommend to my friends. Thanks
- Giovanni Thompson

They offer the most straightforward terms of cooperation in Ohio. All communications are done online, and a loan can be received in a bank account the same day you apply. Also, I like that you can apply 24/7. I often need fast cash at night.
- Robert Watts

Trusted service. My credit score was bad, but they still managed to find the best deal for me.
- Austin Wood

5 stars out of 5. If I ever need cash again, I will know where to borrow it, amazing service!
- Xavier Berry

Quick funding, no problems
- Ashton Ruiz

Recently, i needed loan to cover unexpected business expenses in Illinois. A friend said that in AdvanceSOS, you could get an affordable cash advance loan on the same day. All I needed was to have proof of identity and income. The funds were in my account within an hour.
- Alexander Hale

It is legit and trustworthy company. I used their payday loans two times and I was always very happy with their services. They found me a reliable lender the same day and everything was done very quickly.
- Connor Turner

I need to take out a small payday loan from time to time. Getting a bad credit loan can be challenging in Iowa. However, it IS possible with AdvanceSOS. They make impossible things. I received the money in just two hours.
- Millie Watts

It was an easy process, I was able to get the cash on the same day I apply. May be because I had a high credit score. Reliable website!
- Delaney May

Thanks to Advancesos, I will manage to make the best new year gift for my son. They are the best!
- Martin Edwards

It was a fast and easy process from start to finish, I received my funds in just 1 hour which is even faster than driving down the road to the local bank
- Maya Mills

Advance SOS has saved my life. I fill out a form and they found the right lender for me. They processed my request in no time. They are so understanding.
- Eduardo Ramos

Thanks to this company, I’ve managed to cover all my birthday party expenses.
- Hailey King

I needed cash fast to pay some emergency expenses that were not planned. With my bad credit, I almost gave up from getting approved for a loan when I found this website. Thanks to them, I got the funds the same day
- Rylan Briggs

They helped me to get a payday loan within a few hours. Amazing service, I really needed the loan!
- Max Cook

They helped me to get an online loan very fast. Within 2 hours after applying, I received the funds. Everything went very smooth and very fast. I am very satisfied with their services and they are safe and secure.
- Quinn Schultz

It is the easiest way to borrow cash online when you need it right away. I am happy that companies like this exist in Florida. We all need speedy loans and they are always here to provide fast cash for us. Happy customer
- Allison Ross

I applied for an installment loan with AdvanceSOS online. I got approved instantly and they found me a reliable lender. I am happy with their service and will 100% recommend this service to my friends and family.
- Erik Reed

I like their quick service. They have great options for people with low credit scores. I needed $1000 fast to pay some car repair expenses and they got me an affordable loan the same day.
- Julian Lewis

I like that you can apply for a AdvanceSOS loan using your iphone. The paperwork in Colorado is done online, and I can receive cash online on the same day. Very convenient and effortless.
- Nevaeh Kelly

The Christmas season is usually heavy on finances, but AdvanceSOS managed to find a very good deal for me.
- Francisco Gill

My close friend recommended applying with Advance SOS. I gave my basic information and they found 4 lenders who offered me a competitive rate of interest. I selected the best offer and got the money in three hours after being approved.
- Octavia Woods

With, I didn’t need to go from lender to lender and fill out endless forms. I submitted one application and was approved right away, got the money the same day.
- Holden Reed

They work with people whose monthly income is above $1500. So, I recently lost my job and started to receive disability benefits. The amount of the benefit falls under the company’s requirements, and I was quickly able to get a payday loan. I received the funds in my bank account the next day.
- Waylon Ross

Three months ago I received a green card and moved to Alabama. I have already found a stable job, but there is still not enough money to do some home improvements. I decided to take out an installment loan, but every bank told me they only helped citizens. Finally, I found AdvanceSOS and they were able to provide me with the same-day loan. I’m so happy.
- Erik Price

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