NorthWestern Financial Review

Advance America

Advance America Overall rating: ★★★☆☆ 3.3 based on 6 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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Advance America is a lender that offers various types of loans. The company has online and in-store services in 27 states and provides the money in as few as 24 hours.

Company name Advance America
Founded 1997
Address 135 N Church St Spartanburg, SC
Phone number 1-844-562-6480
Email customerservice@service.advanceamerica


  • Small loan amounts available
  • Various types of loans
  • Apply online or in-store
  • Rollovers may be available
  • People with bad credit may be approved
  • 1,900 locations
  • Potentially fast funding
  • Apply around the clock.
  • The first loan can be taken really cheap.


  • Not available in every state
  • Loans are very expensive
  • Payday loans don’t help you build credit
  • Not transparent
  • Multiple user complaints

Bottom Line

If you need short-term and fast financial solutions and if you can avoid a loan with a sky-high APR, you should apply with Advance America. The lender will provide money within the same visit. Advance America has more than 20 years of experience but lacks some transparency about its rates and fees. Based on this information, Advance America is not the best lender and you’d better look for a company that provides more transparent information upfront and resolves customer issues quickly.

Types of loans

Advance America offers the following products:

  • Title loans – These are secured by the value of your car;
  • Installment loans – These are similar to payday loans, but you can borrow a greater amount and pay it off over a longer period of time;
  • Car title loans – A loan where you pledge your car’s title in exchange for money that you repay over several months or years;
  • Lines of credit – This is a type of loan that provides borrowers money they can draw from as needed.

Loan requirements

To get approved for a payday loan with Advance America, you must comply with the following requirements.

  • State-issued ID
  • Proof of income
  • Social Security number
  • Personal check (for in-store applications)
  • Checking account
  • Valid email address (for online applications)

Category: Online Loans

Tags: Alabama, California, Colorado, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

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Advance America Reviews

I’m satisfied with the service provided. Professional employees. The customer’s services is on top. Advance America is a perfect lender for me.
- Lionel Hammond

I love this lender. It’s so easy and safe to get fast cash. They provide the funds within a day. Repaying the loan is easy too. Highly-recommended service!
- Connie Govan

Absolute worst company I’ve ever dealt with. Very unprofessional managers. She has lied on 3 different occasions.
- Jean Porter

Amazing and very easy service with cheap payback options. They were an absolute lifesaver!!! They even waited on me on a Friday when I thought I would be late!!! Great customer service.
- Troy Hall

Don’t deal with this lender. This is definitely a misleading service. Even with my good income, still got denied.
- Sharron Ducan

Quick and easy money but a real trap for repayment. If you can’t repay your loan quickly it’s can be a never-ending rattrap. It took me over 5 years to pay the loan to this company! If you can repay the loan in time, I would recommend this lender.
- James Lewis

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