NorthWestern Financial Review

A-1 Cash Advance

A-1 Cash Advance Overall rating: ★★★☆☆ 3.4 based on 10 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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A-1 Cash Advance

A-1 Cash Advance is a company that issues cash advances in 8 Central Indiana locations and 2 Tennessee locations. Their mission is to provide their customers with top quality online cash advance services in a professional manner with honesty. They also guarantee to offer the highest level of customer service, knowledge and support to their clients at all times.

Company name A-1 Cash Advance
Founded 1996
Address 1619 E Michigan Rd., Shelbyville, IN, 46176
Phone number
(317) 401-6999
A-1 Cash Advance site


  • Direct lender
  • Purely online process
  • Bad credit is ok
  • Loans up to $4,000
  • Experienced company
  • Rapid approval
  • Same-day funding
  • Available both online and in stores


  • Only available in Indiana and Tennessee
  • Short repayment terms
  • Not BBB accredited
  • Controversial borrower reviews

Bottom line

A-1 Cash Advance seems a trustworthy and safe loan provider. They offer easy to get payday loans and title loans and have a good range of open hours. The main drawback of this company is that their loans are only available to residents of Indiana and Tennessee.

Types of loans

A-1 Cash Advance provides two types of loans:

  • Payday loan (Indiana and Tennesse). A payday loan (or cash advance) is a small, short-term loan generally ranging from $100 to $1,000. Such a loan is typically repaid on your next payday. Payday loans help cover emergency expenses.
  • Title loan (Tennessee only). This is a loan that requires an asset as collateral. Title loans typically range from $200 to $2,500.

The company also offers additional services: check-cashing services, prepaid Visa or MasterCard.

Eligibility criteria

To qualify for a payday loan with A-1 Cash Advance, you have to meet the following borrower requirements:

  1. be at least 18;
  2. reside in Indiana or Tennessee;
  3. have a photo ID;
  4. have a current bank statement;
  5. have a proof of income.

To get a title loan, you must:

  1. be 18 years of age or older ·;
  2. present a government-issued form of identification ·;
  3. own a vehicle with a lien-free car title.

Category: Online Loans

Tags: Indiana, Tennessee

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A-1 Cash Advance Reviews

I tried to use the services of I sent them money and wanted to convert them, but these jerks took money and disappeared. It is impossible to contact them. I haven’t received my funds back and I have no idea what i can do about it. So be careful if you use this lender. Terrible experience. Not recommended!
- Becky Carroll

Very easy & friendly … They are ready to help on every stage of the process. It’s very convenient.
- Alice King

Always kind and willing to work with bad credit! They ensure that you get the great experience when calling or going into the office.
- Theresa Shaw

Always kind staff and quick funding! it is easy to make payments and receive money whenever I need fast cash.
- Veda Stark

Very rude staff. The experience was not professional by any means. I will never use their services again. STAY AWAY!!!
- Sarah Gonzalez

Don’t use the services of this company. I paid money in amount of $200, later they asked to pay $100 and they took more and more. In total they took $400 and when I asked when they would provide funds, these guys promised to provide it. they gave only fake promises. So be careful if you use this website!!!
- Anna Sims

Excellent service in the Castleton branch.
- Sergio Heim

A1 Cash Advance is absolutely fabulous! The staff aresooo friendly. Amazing customer service and no wait time! Would recommend this lender to everyone.
- Michael Kincer

This company turned out to be scam!!! I don’t know what to do now. They stole my money and never respond to my calls and emails!!! BEWARE!
- Fannie Fry

I have had 3 times in this last year where I needed fast cash. All these times I was able to get a loan with A1 Cash Advance. They were able to provide me with fast and easy money same day. Great service!
- Rene Moore

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