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1st Choice Money Center

1st Choice Money Center Overall rating: ★★★☆☆ 2.8 based on 6 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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1st Choice Money Center is a direct lender that helps issue installment loans. It has many locations in Idaho and Utah. 1st Choice we offer a wide range of loan products.

Company name 1st Choice Money Center
Founded Unknown
Address 8411 W. Fairview Ave, Boise, ID 83704
Phone number (877)-227-4365


  • No checking account required
  • Loans up to 24 months
  • No Credit Checks
  • Simple application criteria


  • Increased APR
  • Only 2 states served

Bottom line

1st Choice Money Center is an online direct lender that helps issue many financial products. As the company specifies, it has no hidden fees when issuing online loans. This company is available in Idaho and Utah. Let’s see the list of locations:

Idaho Locations

8411 W. Fairview Ave
Boise, ID 83704

Utah Locations

517 W. 500 S.
Bountiful, UT 84010

760 S. Main St Unit A
Heber, UT 84032

4140 W. 5415 S.
Suite B
Kearns, UT 84118

1550 N. Main St.,
Suite H
Layton, UT 84041

8261 W. 3500 S.
Magna, UT 84044

7210 S. 900 E.
Midvale, UT 84047

173 S. 700 W.
Midvale UT 84047
(Inside the Holiday
Gas Station)

552 W. 4500 S.
Murray, UT 84123

948 N. State St
Orem UT 84058

984 S. University Ave
Provo, UT 84601

1700 N. State St. #19,
Provo, UT 84604

1244 S. Redwood Rd.
Rose Park, UT 84104

880 West 200 North
SLC, UT 84116

1740 W. 700 N.
Rose Park, UT 84116

1050 E. 3300 S., #101
SLC, UT 84106

4132 S. Redwood Rd.
Salt Lake City UT, 84123

980 N. Main, #B
Tooele, UT 84074

1377 W. 9000 S.
SLC, UT 84088

3069 S. Colt Plaza Drive
West Valley City, UT 84128

1423 S 300 W Suite A
Salt Lake City, UT 84115

Types of loans

1st Choice Money Center offers:

  • Payday Loans;
  • Title Loans;
  • Personal Loans;
  • Installment Loans;
  • Signature Loans;
  • Medical Loans.


For personal loans, you should get the following:

  • proof of direct deposit;
  • debit card linked to direct deposit;
  • recent pay stub;
  • proof of address;
  • 30-day bank transaction history;
  • 4-6 personal references;
  • driver’s license/ID and Social Security Number.

For installment loans, you only need pay stubs, transaction histories and personal information. For signature loans, only pay stubs and proof of address/identity are required. For car title loans, you also need the vehicle title, registration, key and other personal information.

Category: Online Loans

Tags: Idaho, Utah

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1st Choice Money Center Reviews

Interest is way too high but 1st money choice was there for us when I needed money.
- Hilda Davis

Interest is way too high but 1st money choice was there for us when I needed money.
- Hilda Davis

The people that work there are very kind! Appreciate the way they make things easy.
- Dung Steele

Very satisfied with customer service. Besides, the issuing procedure is also fast enough.
- Pearl Allen

Scam! Not a good place to cope with financial issues.
- Janet Jones

I have had by far the worst experience with this one. Do not utilize this company if you fall on hard times.
- Cassidy Renfro

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