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1FirstCashAdvance Overall rating: ★★★★☆ 4 based on 4 reviews.
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Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

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1FirstCashAdvance Financial Help, LLC is not a direct lender to allow clients to borrow extra funds they need and help them overcome financial emergencies that arise and threaten their financial well-being. The service offers to borrow payday, personal, installment loans from direct lenders.

Company name Power Finance Texas
Founded 2016
Address 1942 Broadway St., STE 314C, Boulder, CO 80302
Phone number 1-(888)-847-2909

cash advance website


  • Not a direct lender
  • Three financial products offered
  • No credit score required
  • Loans up to $15,000


  • Increased APR
  • Limited list of states serviced
  • Possible pre-payment fees

Bottom Line

1FirstCashAdvance is not a direct lender but a referral service through which it is possible to issue payday, installment, and personal loans. Payday loan amount is $50-$1,000. Installment loan amount – $1,000-$5,000. Personal loan amount is $5,000-$15,000. The terms are specified individually after assessment of the online application. The company was created in 2016. It coveres the following US states: California, Colorado, Florida, Illinois, Michigan, Missouri, New-Jersey, Ohio, Tennessee, Texas, Wisconsin, Washington, Oklahoma, Kansas, Kentucky, Pennsylvania, Oregon.

Types of Loans

1FirstCashAdvance offers the following financial products:

  • payday loans;
  • installment loans;
  • personal loans.


The service sets the following requirements:

  • Age: at least 18 years old;
  • Citizenship: American (or permanent resident);
  • Income: steady income proof;
  • Identification: valid ID number;
  • Other requirements: active Email address and cell phone number.

Category: Online Loans

Tags: California, Colorado, Florida, Illinois, Kansas, Kentucky, Michigan, Missouri, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Wisconsin

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1FirstCashAdvance Reviews

I could never guess what is the problem with lending services? They offer high rates and short repayment deadlines but they do not want to work with people without stable income.
- Marlene Smith

Did not expect such a quick reaction 1FirstCashAdvance. This online service really cares about its clients. It works on ensuring a better service.
- Sandra D. Fey

I took loans 2 times before. The procedure is fast and affordable. It takes several minutes to submit an application. Easy service.
- Peter Collins

I’ve already taken out loans with 1FirstCashAdvance three times. And honestly, I’ve never had any problems with undergoing the loan application process or getting the desired loan. Everything is easy and fast.
- Don Wall

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